Skip to main content

United India Insurance

 

United India Insurance Co. Ltd

United India Insurance Company Limited is one of the oldest general insurance companies of India. The company has variety of insurance products like Fire, Health, Motor, Marine, Industrial, Liability, Miscellaneous, Micro Insurance and Credit Insurance. 

Products offered by United India Insurance Company Limited -
  1. Motor Insurance:- This includes private cars, two-wheelers and commercial vehicles. Basically in Motor insurance, Sum Assured is determined for the car or two-wheelers on Insured Declared Value (IDV) and Insured Declared Value is fixed at the commencement of the each policy year. IDV of the vehicle depends on varies factors like selling price of the brands and models. At the time of renewal of insurance, IDV is adjusted after taking into account the depreciation of the vehicle. Motor Insurance basically covers the damage to vehicle because of Accident, Fire, Burglary house breaking or theft, Terrorist activity, Riot Strike and Malicious Damage, Earthquake, Landslide or work slide. Any damage to accessories will be covered after payment of additional premium. No claim bonus ranging from 20% to 50%, depending upon the previous claim free years is given.

  2. Fire Insurance:- Fire insurance gives protection against the loss or damage caused by Fire. Fire insurance policy covers Building, machinery and accessories, stock and stock in process, contents including furniture. While taking fire insurance policy it is always better to know the exclusions. United India Insurance Company fire policy excludes coverage for earthquake, spoilage loss, over-running short circuit, Pollution or contamination, War or war like operations, Permanent or temporary dispossession by order of Government and Explosion of boilers.

  3. Health Insurance:- Health insurance basically covers the hospitalization expenses which can be categorized as: Individual cover and Family floater cover. Individual policy covers each individual with separate sum insured and family floater policy covers whole family members in one policy with common sum insured. Sum insured option available for health insurance is from 1 Lac to 10 Lacs. United India Insurance Company has Top up and Super Top up policies which are additional policies to existing Health insurance policy. Basically these Top up and Super Top up policy comes into force if the claim amount exceeds the deductible amount.

  4. Other products:- United India Insurance Company has Marine Insurance which covers any loss or damage to goods in transit by rail, sea, road, air or post. United India Industrial policy available for Boiler & Pressure plant policy, Contractors plant & machinery policy, Deterioration of stock, Electronic equipments policy, Machinery breakdown policy, Industrial all risk policy. Some more Categories where United India gives insurance covers are: Liability policy, Micro insurance policy, Miscellaneous policy which covers (Accident policy, social policy, rural policy, travel policy, business policy) and Credit insurance policy.
United India Insurance also has implemented "Universal Health Insurance Programmed" of government of India among the rural people and Vijaya Raje Janani Kalyan Yojana which covers 45 lakhs of woman in the state of Madhya Pradesh.

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. IDFC Tax Advantage (ELSS) Fund

4. ICICI Prudential Long Term Equity Fund

5. Religare Tax Plan

6. Franklin India TaxShield

7. DSP BlackRock Tax Saver Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. HDFC TaxSaver

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online

Invest in Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

Popular posts from this blog

ICICI Pru Mutual Fund Dividend

ICICI Prudential Mutual Fund has announced dividend under the following schemes: Scheme Dividend ( Rs /unit) ICICI Pru Capital Protection Oriented Ser V Plan B-D 0.03611325 ICICI Pru Capital Protection Oriented Ser V Plan B Direct-D 0.03611325 ICICI Pru Balanced Advantage Direct-DM 0.06 The record date has been fixed as February 08, 2017. ------------------------------ ------ Invest Rs 1,50,000 and Save Tax upto Rs 46,350 under Section 80C. Get Great Returns by Investing in Best Performing ELSS Funds Top 4 Tax Saver Mutual Funds for 2017 - 2018 Best 4 ELSS Mutual Funds to invest in India for 2017 1. DSP BlackRock Tax Saver Fund 2. Invesco India Tax Plan 3. Tata India Tax Savings Fund 4. BNP Paribas Long Term Equity Fund Invest in Best Performing 2017 Tax Saver Mutual Funds Online Invest Best Tax Saver Mutual Funds Online Download Top Tax Saver Mutual Funds  Application Forms For further information contact  SaveTaxGetRich on 94 8300 8300 ------------------------------ ------ Leave y...

Hidden Bank Fees

  What Banks Hide From Customers Imagine after a peaceful and exciting holiday you receive your bank statement with steep charges. You then rush to your bank and start confronting staff members and to your dismay, you come to know that the high end debit card was charged very heavily. Wouldn't this cause damage to your finances? So remember, the world outside is full of deceptive and double cheating people. Unethical practices are always used by company sales person in order to meet the target. Credit card companies, mutual funds and bank institutions always play dirty tricks to lure customers and the practices are rampant. So here's how you should be careful while dealing with your banks: High End Debit Card Charges While opening an account with a bank you opt for a debit card with minimal charges. But later on when you upgrade your card and opt for high end debit card the annual charge rise by a good amount. Though such a card has slew of features but it all comes at a high ...

Partial withdrawal from PPF

  Public Provident Fund (PPF) account has a lock in period   If you opened a PPF account to meet your retirement needs,, think twice about withdrawing from this fund before retirement. But provided it's an emergency here are the rules. Public Provident Fund (PPF) account has a lock in period before which you cannot withdraw your money.   The partial withdrawal is allowed after the completion of 6 financial years . This means that you will be allowed a partial withdrawal from 1 April 2017. The maximum partial withdrawal allowed is the least of the following: 50 percent of the account balance at the end of fourth financial year, 31 March 15 50 percent of the account balance of the end of previous financial year, 31 March 17.   There's a loan option available on your PPF account between the fourth and the sixth financial year. You can obtain a loan of up to 25 per cent of the balance in your account. However, this will attract interest of 2 percent more than the prevailing ...

Updating a minor PAN card upon becoming adults

  Updating a minor's PAN card once they become adults A PAN card issued in the name of a minor does not contain the minor's photograph or signature, and therefore, cannot be used as a valid proof of identity. Once a minor PAN card holder turns 18, the relevant changes must be made in the PAN records. A new card is then issued bearing a photograph and signature. Application The applicant is required to fill up the "Request for new PAN card andor changes or correction in PAN data" form. The form can be filled up online by accessing NSDL's Tax Information Network website and clicking on the online PAN application tab. Information The applicant must mention the existing PAN number in the application and check the `photo mismatch' and `signature mismatch' boxes, and submit the online form. The form must also be printed out, signed by the applicant, and submitted along with two photographs. Documents Identity and address proof in the form of a copy of the app...

ICICI Prudential Value Fund Series I

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   Performance of the scheme will be benchmarked to the S&P BSE 500 index ICICI Prudential Value Fund is a closeended equity scheme. The scheme will have tenure of three years (1095 days) from the date of allotment of units. Units of the scheme will be fully redeemed at the end of the maturity period, unless rolled over. NFO PERIOD:   The NFO is open from October 18 to 28. The minimum subscription during the NFO period is Rs 5,000. SCHEME OBJECTIVE:   The scheme aims to provide long-term capital growth by investing in a well-diversified portfolio of equity and equity-related securities. INVESTMENT STRATEGY:     The fund proposes to invest in stocks that are trading at a huge discount in the BSE 500 index and plans to book profit and distribute dividen...
Related Posts Plugin for WordPress, Blogger...
Invest in Tax Saving Mutual Funds Download Any Applications
Transact Mutual Funds Online Invest Online
Buy Gold Mutual Funds Invest Now