Prajna Capital - An Investment Guide

A health insurance plan is a safeguard against unforeseen events. But check out if you are adequately covered NEVER let bad choices spoil your future. You surely cannot correct your past mistakes, but definitely secure future by taking right decisions now. To make sure that you don’t suffer due to an inadequate cover, here’s an insight into how to select the right medical insurance. HOW TO CHOOSE First and foremost, insurance experts advise you should make sure that the health policy you opt for provides the right kind of coverage, which is in line with your family history of ailments and professional hazards. It’s a daunting task, keeping in mind that there are a host of health insurance products available in the market that differ widely in coverage and cost. Contact insurance companies call centre or ask your agent to show you policies from several insurers so that you can compare them. Make sure the policy protects you from large medical costs, and beware of single disease insuran...

A lot of parents in India postpone or neglect crucial decisions pertaining to their own futures. Throughout their working career, the focus is almost always on providing the best to their children at every level. This often leaves them high and dry and dependent on their children to deal with their needs post-retirement. Such financial mistakes are common and often perpetrated generation after generation. OVERSPENDING New parents are often the biggest spendthrifts. The spending sometimes begins even before your little bundle of joy makes his/ her arrival into the world. Your excitement levels are at their peak and when you enter a shop with baby supplies, almost everything on display seems like a necessity for the little one. But you need to return to ground reality and make the crucial distinction between a necessity and a luxury and incorporate this theory into the making of your budget. PUTTING OFF PLANNING Many people put off the idea of formally making a budget and allocating wha...