Prajna Capital - An Investment Guide

People usually underestimate how much they need and over-estimate how much they have. This blog post explains why this is more important while financial planning for retirement IF RETIREMENT planning is crucial to providing you and your loved ones a secure future, the same holds true for post-retirement planning as well. Particularly if you don’t want to run out of money in the sunset years, even while maintaining a comfortable standard of living when you are no longer earning. The ultra-high standards of living that people achieve today using credit cards and other types of credit are based on the assumption that they will have an unlimited future during which they’ll tighten their belts and pay all the borrowed money back. Unfortunately, people can’t carry this lifestyle into retirement unless they become rich, and that’s unlikely. Post-retirement planning, thus, acquires added importance because people usually under-estimate how much they need and over-estimate how much the...