Prajna Capital - An Investment Guide

Instead of waiting till March to make tax-saving investments, take advantage of the attractive prices in the stock markets now Only two things, they say, are certain - death and taxes. Oddly, both topics are usually avoided in polite society. The annual ritual of year-end investing to save on taxes is almost five months away. So why bring up this dreadful talk about taxes now? It's not March already, by any chance, is it? No, don't bother to look at your calendar. It's only November. But there are attractive investment opportunities available today, if you plan to look at tax-saving equity options - equity-linked savings schemes ( ELSS ) or unit-linked insurance plans ( ULIPs ). The recent drop in equity markets has brought stock valuations down to compelling levels. Mutual fund NAVs have plunged, some by as much as 50 percent over the past three months. While this is obviously unfortunate for existing investors, it's extremely good news for those who are evaluating ...

It’s important to consider both qualitative & quantitative aspects when it comes to assessing the health of your bank. THIS is a typical nightmare sequence these days. You see an endless line of people spilling out of the bank, anxiously withdrawing their deposits and carrying money away in bags and suitcases. In a fit of worry, you join the line. But when you reach the front, the cash teller tells you they have stopped dispensing cash. In shock, you wake up, thankfully to realise that it was only a dream. There are numerous rumours that are going around about whether Bank A or Bank B is on a shaky ground. You’re wondering if you’re making the biggest mistake by not taking your money out. But before you take any hasty step, remember that you need to base your decision on something other than rumour. While this may be slightly tedious, HEALTH BAROMETER When it comes to assessing the health of a bank, it’s important that you take both qualitative and quantitative aspects into a...