Skip to main content

Best Diversified Equity Mutual Funds for SIP in India for 2016

Best Diversified Equity Mutual Funds Invest Online 
 
Diversified Equity Funds article in Advisorkhoj - Best Diversified Equity Mutual Funds for SIP in the last 5 years
 

Systematic Investment Plans (SIP) has been the favoured investing mechanism of many retail mutual fund investors, since they were introduced in India almost 20 years back by Franklin Templeton. SIPs offer a simple and disciplined way to accumulate wealth over the long term, by investing a fixed sum, regularly, in a mutual fund scheme. Mutual Fund SIPs work pretty much like bank recurring deposits, except that they generate superior risk adjusted returns compared to recurring deposits. We have discussed how SIPs have helped investors to create wealth over the long term in our article How Mutual Fund SIPs have created wealth over the last 15 years: Large Cap and Diversified Equity. In this article, we will look at the best performing SIPs in diversified equity mutual funds in the last five years.

For our analysis, we have assumed a monthly SIP amount of 3,000 made on the 1st of every month. The start date of the SIPs has been assumed to be October 1, 2009. The SIP returns have been calculated as on October 10, 2014. Please note that, for the purpose of our analysis, we have considered regular plans only. We have excluded funds which have an asset base of less than 100 crores. Here is the list of top 10 diversified equity systematic investment plan, based on the last 5 year SIP returns.

Diversified Equity Funds - List of top 10 diversified equity systematic investment plan

Observations

  • With just 3,000 monthly investment ( 1.8 lacs cumulative over the period) in these diversified equity funds, the investors would have accumulated 2.9 – 3.4 lacs in the last five years.

  • The SIP returns of these funds are in the range of 19 – 25%

  • The SIP returns in these funds have beaten the lump sum returns during this period. How could SIP returns beat lump sum returns? SIPs work on the principle of rupee cost averaging. Rupee cost averaging works by taking advantage of volatility. By investing a fixed amount every month, the SIP investor buys less number of units if the market goes up and more units if the market goes down. Over the last 5 years, the movement of the equity market was not unidirectional. It went up in 2010, went down in 2011, went up again in 2012, was largely range-bound but volatile in 2013 and has been going up again in 2014. SIPs are ideally suited to take advantage of such market conditions.

Conclusion

In this article, we have looked at the top 10 diversified equity funds in terms of 5 year SIP returns. These funds gave between 19 – 25% SIP returns during this period. Investors should consult with Prajna Capital regarding the suitability of these funds for their SIPs.

-----------------------------------------------
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds

Top 10 Tax Saving Mutual Funds to invest in India for 2016

Best 10 ELSS Mutual Funds in india for 2016

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. Franklin India TaxShield

4. ICICI Prudential Long Term Equity Fund

5. IDFC Tax Advantage (ELSS) Fund

6. Birla Sun Life Tax Relief 96

7. DSP BlackRock Tax Saver Fund

8. Reliance Tax Saver (ELSS) Fund

9. Religare Tax Plan

10. Birla Sun Life Tax Plan

Invest in Best Performing 2016 Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

-----------------------------------------------

Popular posts from this blog

Post Office Deposits Interest Rates

Best SIP Funds to Invest Online   SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich For further information on Top SIP Mutual Funds contact  Save Tax Get Rich on 94 8300 8300 OR You can write to us at Invest [at] SaveTaxGetRich [dot] Com

LIC Leave Encashment Plan

LIC Leave Encashment Plan       Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015 1. ICICI Prudential Tax Plan 2. Reliance Tax Saver (ELSS) Fund 3. HDFC TaxSaver 4. DSP BlackRock Tax Saver Fund 5. Religare Tax Plan 6. Franklin India TaxShield 7. Canara Robeco Equity Tax Saver 8. IDFC Tax Advantage (ELSS) Fund 9. Axis Tax Saver Fund 10. BNP Paribas Long Term Equity Fund You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds Invest in Tax Saver Mutual Funds Online - Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 --------------------------------------------- Invest Mutual Funds Online Invest Any Mutual Fund Online Download Mutual Fund Application Forms fro

Power of Compounding in Investments

Power of Compounding in Investments Invest Rs 1,50,000 and Save Tax up to Rs 46,350 under Section 80C. Get Great Returns by Investing in Best Performing ELSS Funds. Save Tax Get Rich Top 10 Tax Saver Mutual Funds for 2017 - 2018 Best 10 ELSS Mutual Funds to Invest in India for 2017 1. DSP BlackRock Tax Saver Fund 2. Tata India Tax Savings Fund  3. Birla Sun Life Tax Relief 96 4. ICICI Prudential Long Term Equity Fund 5. Invesco India Tax Plan 6. Franklin India TaxShield  7. Reliance Tax Saver (ELSS) Fund 8. BNP Paribas Long Term Equity Fund 9. Axis Tax Saver Fund 10. Sundaram Diversified Equity Fund Invest in Best Performing 2017 Tax Saver Mutual Funds Online Invest Best Tax Saver Mutual Funds Online Download Top Tax Saver Mutual Funds  Application Forms For further information contact  SaveTaxGetRich on 94 8300 8300 OR You can write to us at Invest [at] SaveTaxGetRich [dot] Com OR Call us on 94 8300 8300

MF SIP Top Up Online

Mutual Fund SIP Top Up Online As your monthly income grows, so should your savings. With this facility, you can increase your existing monthly SIP contributions. This can be done on a half-yearly and yearly basis. And you can top up with a minimum of Rs.500 per installment or multiples of Rs.500 as per your convenience.

Kotak Banking Exchange Traded Fund (ETF)

Download Tax Saving Mutual Fund Application Forms Invest In Tax Saving Mutual Funds Online Buy Gold Mutual Funds Leave a missed Call on 94 8300 8300 Kotak Banking Exchange Traded Fund (ETF) Kotak Mahindra Mutual Fund has launched Kotak Banking Exchange Traded Fund ( ETF ). The fund aims to provide returns before expenses that closely correspond to the total returns of stocks belonging to the CNX Bank Index , subject to tracking error. For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call Leave a missed Call on 94 8300 8300 Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com --------------------------------------------- Invest Mutual Funds Online Invest Any Mutual Fund Online Download Mutual Fund Application Forms from all AMCs Download Mutual Any Fund Application Forms --------------------------------------------- Best Performing Mutual Funds Largecap
Related Posts Plugin for WordPress, Blogger...
Invest in Tax Saving Mutual Funds Download Any Applications
Transact Mutual Funds Online Invest Online
Buy Gold Mutual Funds Invest Now