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Thursday, December 24, 2015

What is Commencement Certificate?



A builder cannot begin construction without commencement certificate.

Commencement Certificate is an important document that the developer needs to procure from local authorities before he begins construction. When a developer submits his plan, the local authorities give their approval subject to a lot of no objection certificates, approvals, clearances that the developer is expected to get from various authorities around the project. These include clearances from fire department, water department, sewage department, electrical department among others. Till the developer does not get commencement certificate, he is not supposed to begin construction. If you do not see this document, do not invest in a . If such a certificate is not in place, the project may not get anywhere and your money may get stuck

There is a possibility that the developer has got CC for part of the project. Ensure that your floor is clearly mentioned in the CC. Do not confuse title certificate and commencement certificate.

Best Tax Saver Mutual Funds 2016 or ELSS Mutual Funds for 2016

1.ICICI Prudential Tax Plan

2.Reliance Tax Saver (ELSS) Fund

3.HDFC TaxSaver

4.DSP BlackRock Tax Saver Fund

5.Religare Tax Plan

6.Franklin India TaxShield

7.Canara Robeco Equity Tax Saver

8.IDFC Tax Advantage (ELSS) Fund

9.Axis Tax Saver Fund

10.BNP Paribas Long Term Equity Fund

You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds

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--
Regards,
Raghavendra Prasad (RP)

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