Skip to main content

Reliance General Insurance

 

Reliance General Insurance Co Ltd

Reliance General Insurance is private general insurance company of India. It offers different category of products like Motor insurance, Travel insurance, Health insurance, Home insurance and Student travel insurance. Most of the products are also available online. With the help of Reliance automated policy production and billing, it helps in faster claim settlements.

Products offered by Reliance General Insurance Company:
  1. Motor Insurance:- Reliance motor insurance offers two-wheelers and car insurance. Reliance car insurance covers accidents, theft, natural calamities and personal accident. As per the Motor Vehicle Act, third party liability is compulsory and Reliance car insurance covers liability for property damage, injury and death. Some of the key features of car insurance are: you can buy online policy, cashless facility over 2100 network garages, online renewal of policy and no claim discounts. Like the car insurance, two-wheelers policy also covers accidents, theft, natural calamities, personal accident and third party liability cover.

  2. Health Insurance:- Health insurance generally covers the hospitalization expenses. Health policy comes with two options of individual and family floater policy. Individual Health policy generally covers each individual separately and family floater policy covers group of members in one policy with one sum assured. Some of the key features of Reliance health policy are no room rent sub limits, no co-payments, no claim bonus, pre-existing diseases get covered after 4 claim free years and no loading in premiums because of claim. ICICI Pru also provides for critical illness plan which covers major disease like heart attack, kidney failure, stroke and cancer etc. Health insurance is yearly contract with the insurance company, so every year sum assured get renewed after the payments of renewal premiums, but in case of critical illness, policy gets stopped after happening of any of the mentioned critical illness. Policyholder receives lump sum amount on happening of the mentioned critical illness.

  3. Travel Insurance:- Travel Insurance come into picture whenever we are traveling to foreign countries. Travel insurance covers policyholder against loss of luggage, passport or other belongings, Flight delays, accidents and theft. This insurance is also compulsory when you travel abroad. Whenever any person plans to visit abroad he should take one. If a person is planning to take more than one trip in a year then Reliance comes with Annual Multi Trip Travel Insurance and separate policy for senior citizens who cover the unexpected illness and accidents with medical and non medical expenses.

  4. Student Travel Insurance:- Like the normal travel Insurance policy, such types of policies are available for students who are studying abroad. Student policies are available as per the university requirements. Student policy tenure available as per the course duration is upto 2 years. Student policy also covers personal accident, loss of passport, loss of checked baggage, bail bond and study interruption.

  5. Home Insurance:- Home Insurance covers if any damage happens to essential things from fire, lightning , earthquake, storm, flood and inundation. Comprehensive Home insurance covers the building and the content of the house. Home insurance comes with some exclusions like willful destruction of property, damage by war, pollution, contamination and loss of cash.

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. IDFC Tax Advantage (ELSS) Fund

4. ICICI Prudential Long Term Equity Fund

5. Religare Tax Plan

6. Franklin India TaxShield

7. DSP BlackRock Tax Saver Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. HDFC TaxSaver

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online

Invest in Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

Popular posts from this blog

ICICI Prudential Dynamic Plan Invest Online

Download Tax Saving Mutual Fund Application Forms Invest In Tax Saving Mutual Funds Online Buy Gold Mutual Funds Leave a missed Call on 94 8300 8300   ICICI Prudential Dynamic Plan             Invest Online This fund does remarkably well during falling markets, but fails to show the same prowess during a rising market. The fund sticks to its mandate to adapt to the dynamic nature of the market by shuttling between debt and equity. It takes aggressive asset calls in equity when the market surges by investing in quality mid-cap stocks. At the same time, it adopts a defensive strategy by investing in debt and cash when markets get overvalued, making it a good long-term choice.     For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call     Leave a missed Call on 94 8300 8300   Leave your comment with mail ID and we will ...
Read more

Lump Sum or SIP?

Invest Mutual Fund Online     You have a lump sum in hand and you wish to invest in equity funds. However, you have heard a lot of talk about investing in equity funds through Systematic Investment Plans (SIPs) because they help average costs, ensure you do not ill-time the market, and help you invest in small sums, besides giving you many other advantages. So, should you invest the money you have in hand in one go, or let it remain in your bank account and then do an SIP? There is no harm in investing a lump sum amount. For all you know, compounding, over the long term, could work better with lump sum. However, make sure you fulfill all of these three criteria if you want to invest in one go. Else, SIP is the way to go. #1: You invest for the long term According to past data, ideally, if you have a time frame of 12 years or more, you can consider lump sum investing (provided you satisfy the other two conditions that follow). So, what is the sanctity behind 12 years? Is it because only...
Read more

Tax Returns: Myths and facts of filing your Tax Returns

THE fiscal year has ended and many choose to make tax-filling. Despite this being a regular, annual ritual, several tax payers have some misconceptions, some of which are listed below: Misconception No. 1 Filing tax returns is a complex and cumbersome process. I need a Chartered Accountant to help me file my tax returns. Contrary to popular belief, preparing and filing tax returns is actually quite simple. If you have a digital signature you can accomplish the entire process sitting at home on your computer thanks to the e-filing facility on www.incometaxindiaefiling.gov.in. Alternatively, you can submit the returns online, print a one-page receipt, sign it and drop it off at the income tax office within fifteen days of submitting the returns. No documents are required to be submitted with the receipt. However, if you want help, there are several third party service providers who offer tax preparation and filing services for a fee as low as Rs 200. Misconception No. 2 The interest I p...
Read more

Stock Market Concepts: Derivatives and taxation

DERIVATIVES refer to an instrument, which derives its value from the value of something else — that is, an underlying asset. In India, the derivatives space has traditionally been the playground for large institutional investors who use it for hedging or for speculative activities. However, with time, we have seen a steep augmentation in the per capita income of an average Indian. Consequently, the appetite for investment in alternative instruments has transcended into the need to explore untested territories, and one of the most lucrative of all the available options, is the derivatives. Taxation Of Derivatives: Let's have a sharp overview of how taxability impacts the dealings in futures and options: Futures: Since, there is no transfer or delivery of the underlying asset in case of futures, the income or loss from it cannot be taxed under the head "capital gains". Therefore, depending upon the fact whether the assessee is a trader or an investor, the head of income...
Read more

Mutual Fund Review: Reliance Regular Savings Balanced

Reliance Regular Savings Balanced fund has shown great resilience during market crash After a shaky start, this fund has established itself as a strong contender in this space. In the past three years it has ridden the market well by not only delivering during the market run-ups but also displaying resilience during the crash. In 2008, it witnessed the second lowest fall among its category and last year it was amongst the top three performers with a return of 76 per cent (category average: 61%).   The poor underperformance in 2006 can well be credited to the low equity allocation of the fund, which stood at just over 10 per cent for only four months that year. Though the fund has the leeway to go up to 75 per cent in equity, it has never touched that limit. In fact, it has exceeded 70 per cent in just five months in its entire history. During the crash of 2008, the fund managers had no problem going right down to 54 per cent (equity exposure). Fund managers Omprakash Kukian and A...
Read more
Related Posts Plugin for WordPress, Blogger...
Invest in Tax Saving Mutual Funds Download Any Applications
Transact Mutual Funds Online Invest Online
Buy Gold Mutual Funds Invest Now