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Product Review: ING Market Shield



Net Yield 7.98%
THIS is a type I scheme that guarantees the highest NAV over the policy tenure. This plan offers a minimum guarantee of 80% of the highest net asset value by the scheme. The striking difference of this scheme is that it offers guarantee all the time including surrender or demise. Also, the scheme allows for a longer policy tenure of 15-20 years, providing the option to investors to stay invested for long. Market shield also claims to invest a higher percentage of the premium in equity funds than in debt, unlike other schemes, offering a chance for higher upside returns.

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