Health Insurance: Student Medical Insurance

Student medical insurance includes health care expenses while an individual is studying abroad. This type of insurance is an imperative need of numerous foreign universities for its overseas students. Expert's advice that students who are planning to study abroad, must acquire student medical insurance as it is considerably cheaper than buying this insurance abroad.

LIC's JEEVAN SHIKHAR

LIC's Jeevan Shikhar is a participating, non-linked, saving cum protection single premium plan wherein the risk cover is ten times of Tabular Single Premium. The proposer will have an option to choose the Maturity Sum Assured. The premium payable shall depend on the chosen amount of Maturity Sum Assured and age at entry of the life assured. This plan also takes care of liquidity need through its loan facility. The plan will be open for sale for a maximum period of 120 days from the date of launch. 1. BENEFITS : a) Death Benefit: On death during first five policy years: Before the date of commencement of risk : Refund of Single Premium without interest. Single Premium mentioned above shall not include any extra amount if charged under the policy due to underwriting decision and taxes. After the date of commencement of risk : "Sum Assured on Death" equal to 10 times the tabular single premium shall be payable. On death after completion of five policy years but b...

CNX Midcap vs BNP Paribas Midcap Fund

BNP Paribas Midcap Fund - Invest Online Te performance of BNP Paribas Midcap Fund – which has across the last 3 years generated superior returns over the benchmark – especially when the markets have gone down the fund has handsomely outperformed the benchmark preserving the capital of the investors. The fund has been able to do this only due to the superior stock selection process ( BMV approach) that is diligently followed at BNPP. Highlights of BNP Paribas Mid Cap Fund: Investment Objective : BNP Paribas Mid Cap Fund gives an investor exposure to invest in the various quality midcap stocks. The fund also has some exposure to large as well as small cap stocks. Investment Approach : BMV ( Quality and scalability of Business →Good Management → Reasonable Valuation ) with Bottom-up stock picking. Most of the investors are way happier if the fund that they have invested in is a significant Outperformer in tough times than in Good ti...

Investment Strategy - What is Sector Rotation Theory?

Buy Gold Mutual Funds Invest Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Call 0 94 8300 8300 (India) The economy goes through cycles : it expands for a few years and then contracts. Study of historical data suggests that different sectors tend to perform well on the stock markets during different stages of the economic cycle. While history never repeats itself exactly, some broad patterns tend to recur. Investors can take advantage of the sector rotation theory to move their money from those sectors that have seen their best times to those that are likely to do well in future. The person who developed the sector rotation theory is Sam Stovall, chief investment strategist at Standard & Poor's. He developed this theory by studying data on economic cycles going as far back as 1854 provided by the National Bureau of Economic Research ( NBER ) of the US. When trying to correlate stock-market perfor...

Get your PAN (Permanent Account Number)

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India) O f late PAN (Permanent Account Number) has gained a lot of significance not only as proof of identification for various purposes but also for keeping a track of financial records including tax liabilities. Some persons are under the impression that the person whose income is taxable only needs to have a PAN. This is not true. Even if your income is not taxable and so not required to file your income tax return still it is in your interest to have a PAN number to save on the taxes, which are deducted at source as TDS. So let us discuss how important is the Permanent Account Number for the rate at which TDS will be deducted before any income is credited or paid to you? The income tax laws requires a payer to deduct Income Tax popularly known as TDS before the vari...

Rajiv Gandhi Equity Savings Scheme (RGESS) set for launch this week

The finance ministry is set to notify the Rajiv Gandhi Equity Savings Scheme ( RGESS ) this week. Though Finance Minister PChidambaram had approved on September 21, the scheme announced in this year's Budget, and had said that the revenue department will notify the scheme and the Securities and Exchange Board of India ( Sebi ) would issue relevant circulars within two weeks, it is yet to become operational. A senior finance ministry official said the revenue department was expected to notify the scheme any day now to attract retail investors to the equity segment. He added that Sebi was not required to issue any circular for the operationalisation of the scheme and that after the issuance of the revenue department's notification, investors would be able to avail of the benefits of the scheme. The official accepted that implementation of the scheme had been delayed due to the deliberations on inclusion of mutual funds ( MF ) in it. ...

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Buy Gold Mutual Funds	Invest Now

Prajna Capital - An Investment Guide

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