Skip to main content

Saving on Health Insurance Premiums

Smokers get insured!

The health of a smoker is always at danger, thus people who are excessively into smoking would end up paying more premium than non-smokers. Thus, in order to trim down on the premium, one must do away with smoking.

Keeping a control on High BP

Suffering from high BP is simply not a fine sign and one must keep it under manageable levels. Keeping a check on high blood pressure will help you in lessening the premium cost.

Good health is the key

If an individual is in his or her best of health, then obviously your premium expense will be quite cheaper than the individuals who suffer from various kinds of health ailments.

Concession in claim free years

One must avail for their claim benefits as there are discounts on it in the claim free years. This will assist in reducing your premium at the occasion on renewal.

Evaluate the quotes

Comparing and evaluating the quoted price from numerous insurers is an imperative step in order to save on your health insurance premium. One needs to choose a policy based on his needs, requirements and the best bargain deal that one can lay their hands on.

Evaluate the benefits

Comparing and evaluating the advantages and related benefits of various available health insurance plans is a must. One must execute profound research in order to find out what kind of discounts one can ask for.

Set your requirements right

One must make their choices for cover extremely cautiously in order to opt for coverage that they need. Randomly selecting any sort of coverage can end up making you pay more than the amount you actually want to invest. Thus, an appropriate decision making must be your utmost priority.

 

Popular posts from this blog

Mutual Fund Review: Religare Tax Plan

Tax Plan is one of the better performing schemes from Religare Asset Management. Existing investors can redeem their investment after three years. But given the scheme's performance, they can continue to stay invested   Given the mandated lock-in period of three years, tax saving schemes give the fund manager the leeway to invest in ideas that may take time to nurture. Religare Tax Plan's investment ideas revolve around 'High Growth', which the fund manager has aimed to achieve by digging out promising stories/businesses in the mid-cap segment. Within the space, consumer staples has been the centre of attention for the last couple of years and can be seen as one of the key reasons for the scheme's outperformance as compared to the broader market. It has, however, tweaked its focus and reduced exposure in midcaps as they were commanding a high premium. The strategy seems to have worked as it returned a 22% gain last year. Religare Tax Plan has outperformed BSE 100...

Good time to invest in Infrastructure Funds

Download Tax Saving Mutual Fund Application Forms Invest In Tax Saving Mutual Funds Online Buy Gold Mutual Funds Leave a missed Call on 94 8300 8300   Good time to invest in infrastructure The Sensex has gained almost 10 per cent from May 15 till date, while the CNX Infrastructure Index has gained almost 17 per cent in the period. The price to earnings ( P/ E) ratio of the BSE Sensex is 18.96; for the CNX Infrastructure Index, it is 24.57. The estimated P/ E for next year is 14.04 for the Sensex. Of the 24 companies that make up the CNX Infrastructure Index, six have a P/ E higher than 20. Does this mean infrastructure is fairly valued? Or, has it run up quite a bit? According to experts, barring stray companies, the infra sector is fairly valued and it is a good time to invest. Even if some companies are facing debt restructuring problems, once interest rates come down and regulatory norms become flexible, they will start giving good re...

Stocks with a high dividend yield

Buy Gold Mutual Funds Invest Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Call 0 94 8300 8300 (India) Stocks with a high-dividend yield can provide investors additional cash flow. More importantly, it is tax-free   With April 2011 just over, the 'earnings season' is well and truly here. This is the time most companies pay out a portion of their profits as dividends to shareholders. Since dividends are tax-free, they are an attractive income source with a select class of investors, who depend on these for additional cash flow. SIGNIFICANCE A company doing well and generating profits will usually be in a position to declare dividends regularly. Hence, a key parameter one should look at whilst investing in a stock is whether the company has a good dividend record. Typically, dividend yield stocks are large-caps and generally not capital-intensive. This is suggestive of the fact that the downside risk on...

UTI Equity Fund Invest Online

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   UTI Equity Fund   Invest Online UTI Equity is a large cap-oriented fund with assets under management worth Rs. 2,269 crore (as on June 30, 2013). The fund was originally launched in May 1992 as UTI Mastergain and is benchmarked against S&P BSE 100. A couple of years back the name of the fund was changed to UTI Equity Fund and many of the smaller funds of UTI were merged into this fund. Performance The fund has outperformed its benchmark as well as the equity diversified category average in the last one-, three- and five-year periods. It has repeated the same in 2013 (as on May 31). Since its inception the fund has delivered an impressive 26 per cent compounded annual growth rate which is superior to its benchmark performance in the same period. Y...

Take Calculated Risk with Investments

Invest MF SIPs Online       THOUGH THERE is irrefutable empirical evidence that equities can give high returns in the long term, small investors continue to rely heavily on fixed income investments. Equities account for a very small proportion of the total household savings. Surprisingly, even young investors who are in a position to invest in stocks, opt for the safety of bank deposits and small savings schemes . This aversion for equities could prove harmful in the long term. If you spend `40,000 a month on household expenses today, even 6% inflation will push that up to `72,000 a month by 2026. By 2031, the requirement will surge to `96,000 and by 2036, it would be `1.28 lakh a month. This is why even risk averse investors should consider allocating at least 10-15% of their portfolios to equities. Your money needs to grow at a faster clip than the inflation rate to sustain your lifestyle for several years. This can't be done by parking the entire retirement savings in low yie...
Related Posts Plugin for WordPress, Blogger...
Invest in Tax Saving Mutual Funds Download Any Applications
Transact Mutual Funds Online Invest Online
Buy Gold Mutual Funds Invest Now