Skip to main content

Health Insurance for new born Baby

Buying Health Insurance Online
 
 
 

Rajesh Malhotra, 38, was blessed with a baby girl a few days ago. He is a successful businessman managing an automobile workshop in prime commercial area of Gurgaon.

Thanks to his hobby of reading – he was well aware of the need of health insurance and wanted to get his new born covered under health insurance right from the beginning.

With this thought, he started researching more on the Internet. In the middle, he also approached some insurance agents and told them about his requirement. Rajesh is a wise man and wanted to weigh all possible options before jumping to any conclusion. After all, it was a matter of his baby's well- being and upbringing.

Yes, not many people think health insurance a part of upbringing. But today, people in India are conscious and well-educated. They do not want to leave any room for negligence, when it comes to the health of their dear ones.

Meanwhile, Rajesh was surprised on coming across a vast range of plans. Agents were telling him at least a dozen of plans. Most of them were not meeting his expectations but still they were trying hard to sell some particular plan to him. Maybe they were getting more incentives on certain plans.

Anyway, this annoyed Rajesh and he finally decided to side line agents and buy a health insurance plan online.

After some solid research at insurance comparison portals  he came to know about some nice plans. The best part was that he got to know about family floater plans.

Until now, Rajesh did not have any health insurance plan but the entry of an innocent life made him all the more sensitive towards his responsibilities, and he wanted to cover his child. To his surprise, he got a much better option.

Through family floater plans, he was not only able to cover his baby but his entire family of three people. He made up his mind to buy a family floater plan from a leading private sector general insurance company HDFC

Within a few minutes, he was able to buy the plan. Yes, it is that easy.

But here is a question that may linger in your mind. What if the family adds another baby to their clan? No worries. The insurance company just needs to be informed about it within a few days, so that this addition can be duly reflected in the policy.

Also, there is no need to worry about the insurance limit. You can always increase the limit. Besides, there are several riders through which you can enhance coverage of your family floater plan.

If this story resembles you or any of your relatives or friends, then try to get the best out of the insurance plans available in the market.

These days, you do not have to rely on agents. It is not that every agent is a fraud but why to get carried by misleading advices and fulfil interests of agents instead of yourself. The Insurance Regulatory and Development Authority of India (IRDAI) has witnessed a large number of cases of mis-selling, and it has come up with strong guidelines to rule this practice out.

In fact, the new Ordinance on amendments in Insurance sector imposes very heavy penalties on insurance companies if any of their agents are found involved in mis-selling.

Given this, it is always better to research online and make prudent decisions.

You will find that you just need to provide basic information about yourself and your expectations, and get clear-cut information about various plans. The portal is not using any jargon which you cannot understand and explains myriad features in a crisp and useful manner.

So, what are you waiting for? Just spare a few minutes and do visit the website – just experience it to believe it.

-----------------------------------------------
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds

Top 10 Tax Saving Mutual Funds to invest in India for 2016

Best 10 ELSS Mutual Funds in india for 2016

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. Franklin India TaxShield

4. ICICI Prudential Long Term Equity Fund

5. IDFC Tax Advantage (ELSS) Fund

6. Birla Sun Life Tax Relief 96

7. DSP BlackRock Tax Saver Fund

8. Reliance Tax Saver (ELSS) Fund

9. Religare Tax Plan

10. Birla Sun Life Tax Plan

Invest in Best Performing 2016 Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

-----------------------------------------------

Popular posts from this blog

All about "Derivatives"

What are derivatives? Derivatives are financial instruments, which as the name suggests, derive their value from another asset — called the underlying. What are the typical underlying assets? Any asset, whose price is dynamic, probably has a derivative contract today. The most popular ones being stocks, indices, precious metals, commodities, agro products, currencies, etc. Why were they invented? In an increasingly dynamic world, prices of virtually all assets keep changing, thereby exposing participants to price risks. Hence, derivatives were invented to negate these price fluctuations. For example, a wheat farmer expects to sell his crop at the current price of Rs 10/kg and make profits of Rs 2/kg. But, by the time his crop is ready, the price of wheat may have gone down to Rs 5/kg, making him sell his crop at a loss of Rs 3/kg. In order to avoid this, he may enter into a forward contract, agreeing to sell wheat at Rs 10/ kg, right at the outset. So, even if the price of wheat falls ...
Read more

ICICI Prudential Balanced Fund

 ICICI Prudential Balanced Fund scheme seeks to generate long-term capital appreciation and current income by investing in a portfolio that is investing in equities and related securities as well as fixed income and money market securities. The approximate allocation to equity would be in the range of 60-80 per cent with a minimum of 51 per cent, and the approximate debt allocation is 40-49 per cent, with a minimum of 20 per cent. An impressive show in the last couple of years has propelled this fund from a three-star to a four-star rating. The fund has traditionally featured a high equity allocation, hovering at well over 70 per cent, which is higher than the allocations of the peers. But in the last one year, the allocation has been moderated from 78-79 per cent levels to 66-67 per cent of the portfolio. ICICI Prudential Balanced Fund appears to practise some degree of tactical allocation based on market valuations. Within equities, well over two-thirds of the allocation is parked i...
Read more

Guide to pension plans in the form of Insurance

  Pension plans ensure that you are financially secure during your golden years. Take a look at the important aspects that you must keep in mind while opting for one...      Gone are the days when a leading criterion for choosing an employer was the type of pension plan that came with your salary package. Today, more important issues like matching of skill sets to job requirements, scope for personal and financial growth, etc. have come to the forefront. However, this has left individuals with the responsibility of financially planning for their golden years. And it's all for the best as there are a variety of pension plans available in the market to suit different individuals and their specific needs. WHAT ARE PENSION PLANS?     In a pension plan, you are required to pay premiums for a certain number of years and once you reach the retirement age, the insurer returns a lump sum amount that can be then used to purchase an annuity or stream of income for the rest of your life....
Read more

Gold: It is safe & secure

RETURNS ON GOLD & ITS ETF’s RISE WHILE most of the popular asset classes are going through bad times, the yellow metal shines on. In fact, in the last one year, gold has given a return of more than 25% and currently trades at Rs 14,695 per 10 gm. Even gold exchange traded funds ( ETFs ) have appreciated substantially. Gold Gold Benchmark Exchange Traded Scheme ( BeES ) and Kotak Gold ETF have given more than 25% returns each in the last three months. Even as the equity markets have taken a hit with the Sensex losing around 46% in the last one year and real estate prices also witness a correction, investors’ preference has shifted to safe havens such as gold. On an average, most of the diversified equity mutual funds have fallen and real estate developers are offering discounts. Thus gold remains the safest bet. The appreciation in the gold prices is mainly due to its safe haven status. The key reason for gold to go up is lack of other investment opportunity. There is also a risk in...
Read more

PF e-Passbook

  Provident Fund e-Passbook   The Employees Provident Fund Organisation now runs an e-passbook service that enables members to log in and access their provident fund accounts . This facility enables tracking of the money and ensuring that the employer's contribution has been deposited into the account. This facility is available to those whose accounts are with the central provident fund commissioner for maintenance and can be availed at members.epfoservices.in . Registration A member can register at the portal easily by using PAN , Aadhar or passport number as the log in and the mobile numbers as the PIN . This combination enables easy retrieval of information. Accounts After logging in, the member has to choose the state where the employer is located, and enter the code number of the employer, account number and name. These details can be obtained from any existing PF document . PIN To download the passbook, the member will request...
Read more
Related Posts Plugin for WordPress, Blogger...
Invest in Tax Saving Mutual Funds Download Any Applications
Transact Mutual Funds Online Invest Online
Buy Gold Mutual Funds Invest Now