Family Floater Health Plan

Buy Family Floater Health Plan Online

The constant inflation is nothing new in India. From basic necessity to deluxe item, every facet of our life falls under prey of inflation. Therefore, how can you expect health department would not come into picture? Now, from here is when the real problem of common man begins. Good health is as basic as any other necessity such as food, water and air, therefore worrying about you and your family's health is comprehensible.

Hence, Health insurance plans come into picture. However, the man is always at fix, which family floater health plan will be suitable and you can make this decision only when you will be able to understand about this plan better. Health insurance in India is gaining popularity among professionals and people from other walks of life. It's looked upon as an future investment to safeguard you and your family against any health hazard, and rightly enough Health insurance policies provide timely financial assistance at the time of need.

Family Medical Coverage

It can be difficult for you to give high amount for medical policy of each and every family member. Information of health insurance is mandatory and it should be detailed and to the point for maximum customer satisfaction. However, the family floater policy can solve your problem. It ensures the health safety for your entire family under one plan and single cover amount. Therefore, instead of health insurance comparison for individual member, you go for a single plan and save yourself from all the worries as you just need to manage one single plan for whole family instead for managing various medical policies.

Untitled

Merits of Family Floater Health Plan

Health policy for whole family has certain merits that make it so appealing-

These plans are apt for people having old parents or have young children. Many family health policies offer health checkup at free cost for old people as well as they trim down the cost of the policy by removing irrelevant add-ons for health coverage of kids.
The best thing about this type of plan if you have family is it is easy to manage. Instead of buying various policies for individual family member, if you buy just buy single health plan for all, it will be easy for you to handle it.
You can easily add a new family member or remove the existing one. You do not need to buy new policy for the member who is newly added to your family; instead you can welcome them under the secure umbrella of your existing family medical policy and similarly you can remove a person if he/she has expired.
It also offers various tax benefits.
It is apt for newly added couple if the maternity and post pregnancy option is add on basic family floater medical plan as, your insurer will bear the expenses on your behalf.
Guess what? You can also add your parent in laws in your health family policy by giving few extra pennies.
At time of emergency, the health id for all family members and the cashless feature could be very useful.

Company	Family Health Plan
Bajaj Allianz	Health Guard Family Floater Option
Oriental Insurance	Happy Family Floater Coverage Plan
IndiaFirst Insurance	IndiaFirst Mediclaim Plan

What to Keep in Mind While Buying

Focus on the renewability factor. When can you renew plan? How to revive it? Any specific steps you need to follow? These all things depend on company to company.
Another thing that you need to in keep in mind is the cost of the policy. Are they providing any relief for senior citizen and young ones? The money is always a worrying factor for people especially middle-class family.
You should buy this plan keeping the indemnity coverage of previous medical policy in mind.

When you buy family floater policy, then better take advice of expert or take help from professional via online chat available in insurance company websites.

Health insurance comparison becomes essential when you think to buy family floater policies. Several health policies provide family floater plans. Before opting for a family health plan its important to compare the best health insurance plans available in the market and going through their terms and policies in detail. This can be done using online comparison sites. Going through the terms of policies is recommended by every expert throughout the globe.

-----------------------------------------------

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds
Top 10 Tax Saving Mutual Funds to invest in India for 2016
Best 10 ELSS Mutual Funds in india for 2016

1. BNP Paribas Long Term Equity Fund
2. Axis Tax Saver Fund
3. Franklin India TaxShield
4. ICICI Prudential Long Term Equity Fund
5. IDFC Tax Advantage (ELSS) Fund
6. Birla Sun Life Tax Relief 96
7. DSP BlackRock Tax Saver Fund
8. Reliance Tax Saver (ELSS) Fund
9. Religare Tax Plan
10. Birla Sun Life Tax Plan

Invest in Best Performing 2016 Tax Saver Mutual Funds Online
Invest Online
Download Application Forms
For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call
---------------------------------------------
Leave your comment with mail ID and we will answer them
OR
You can write to us at
PrajnaCapital [at] Gmail [dot] Com
OR
Leave a missed Call on 94 8300 8300

-----------------------------------------------

Am you Required to E-file Tax Return?

Download Tax Saving Mutual Fund Application Forms Invest In Tax Saving Mutual Funds Online Buy Gold Mutual Funds Leave a missed Call on 94 8300 8300 Am I Required to 'E-file' My Return? Yes, under the law you are required to e-file your return if your income for the year is Rs. 500,000 or more. Even if you are not required to e-file your return, it is advisable to do so for the following benefits: i) E-filing is environment friendly. ii) E-filing ensures certain validations before the return is filed. Therefore, e-returns are more accurate than the paper returns. iii) E-returns are processed faster than the paper returns. iv) E-filing can be done from the comfort of home/office and you do not have to stand in queue to e-file. v) E-returns can be accessed anytime from the tax department's e-filing portal. For further information contact Prajna Capit...

Mutual Fund Review: HDFC Index Sensex Plus

In terms of size, HDFC Index Sensex Plus may be one of the smallest offerings from the HDFC stable. But that has not dampened its show, which has beaten the Sensex by a mile in overall returns HDFC Index Sensex Plus is a passively managed diversified equity scheme with Sensex as its benchmark index. The fund also invests a small proportion of its equity portfolio in non-Sensex scrips. The scheme cannot boast of an impressive size and is one of the smallest in the HDFC basket with assets under management (AUM) of less than 60 crore. PERFORMANCE: Being passively managed and portfolio aligned to that of the benchmark, the performance of the index fund is expected to follow that of the benchmark and in this respect, it has not disappointed investors. Since its launch in July 2002, the fund has outperformed Sensex in overall returns by good margins. While every 1,000 invested in HDFC Index Sensex Plus in July 2002 is worth 6,130 now, a similar amount invested in Sensex then wo...

Mirae Asset Emerging Bluechip Fund

Start Saving for Tax 2018 by Investing in ELSS Funds Online HOW HAS THE Mirae Asset Emerging Bluechip Fund PERFORMED? With a 7-year return of 25.08%, the fund has outperformed both the category average return (18.04%) and benchmark (13.4%) by a wide margin. Growth of Rs 10,000 vis-a-vis category and benchmark Mirae Asset Emerging Bluechip Fund is a mid-cap oriented fund continues its stellar run, clocking another year of outperformance over benchmark and peers—a feat it has achieved every year since inception. The fund manager plies a strictly bottom-up approach to stock selection and keeps risk contained by focusing on larger mid-caps. A year ago, it had stopped accepting lump sum investments and now the fund has also put restrictions on SIP investments—only allowing SIP on the tenth of every month with an upper limit of Rs 25,000. It has done so to preserve its return profile in the face of mounting inflows and stretched valuations in the mid-cap space. This step should hel...

IDFC - Long term infrastructure bonds - Tranche 2

IDFC - Long term infrastructure bonds What are infrastructure bonds? In 2010, the government introduced a new section 80CCF under the Income Tax Act, 1961 (" Income Tax Act ") to provide for income tax deductions for subscription to long-term infrastructure bonds and pursuant to that the Central Board of Direct Taxes passed Notification No. 48/2010/F.No.149/84/2010-SO(TPL) dated July 9, 2010. These long term infrastructure bonds offer an additional window of tax deduction of investments up to Rs. 20,000 for the financial year 2010-11. This deduction is over and above the Rs 1 lakh deduction available under sections 80C, 80CCC and 80CCD read with section 80CCE of the Income Tax Act. Infrastructure bonds help in intermediating the retail investor's savings into infrastructure sector directly. Long term infrastructure Bonds by IDFC IDFC issued an earlier tranche of these long term infrastructure bonds on November 12, 2010. This is the second public issue of long-te...

Section 80CCD

Top SIP Funds Online Income tax deduction under section 80CCD Under Income Tax, TaxPayers have the benefit of claiming several deductions. Out of the deduction avenues, Section 80CCD provides t axpayer deductions against investments made in specific sector s. Under Section 80CCD, an assessee is eligible to claim deductions against the contributions made to the National Pension Scheme or Atal Pension Yojana. Contributions made by an employer to National Pension Scheme are also eligible for deductions under the provisions of Section 80 CCD. In this article, we will take a look at the primary features of this section, the terms and conditions for claiming deductions, the eligibility to claim such deductions, and some of the commonly asked questions in this regard. There are two parts of Section 80CCD. Subsection 1 of this section refers to tax deductions for all assesses who are central government or state government employees, or self-employed or employed by any other employers. In...

Invest in Tax Saving Mutual Funds	Download Any Applications
Transact Mutual Funds Online	Invest Online
Buy Gold Mutual Funds	Invest Now

Invest in Tax Saving Mutual Funds	Download Any Applications
Transact Mutual Funds Online	Invest Online
Buy Gold Mutual Funds	Invest Now

Prajna Capital - An Investment Guide

Search This Blog