Prajna Capital - An Investment Guide

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   Conservative investors can consider balanced funds when investing for long term...   Balanced funds suit investment needs of slightly conservative investors who are apprehensive of equity markets and want to invest for long-term. These funds invest a large part of their assets in equity (60-80 per cent) and rest in debt. The debt portion helps in limiting the volatility in returns compared to a pure equity fund. Therefore, these funds provide better downside protection, compared to an equity fund, during market downturn. At the same time, investors in balanced funds have to compromise with lesser returns during the market rallies.   Equity funds, on the other hand, are for relatively bold investors willing to take some risk. Even though large-cap equity funds invest in big, stable compa...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)     From June 1, the sale of any immovable property where the value exceeds Rs 50 lakh will require a 1% TDS on the transaction A TAX deduction at source ( TDS ) provision brought into force will cover property transactions. People will have to take this into account while undertaking property deals. Non-compliance could land them in trouble, which is why it is important to look at the details of the provision and how they apply. Application: From June 1, the sale of any immovable property where the value exceeds Rs 50 lakh will require a 1 per cent TDS on the transaction. Importantly, when there is a transaction wherein the value set as threshold is crossed then the entire provision has to be implemented. Making it difficult for the individual, real estate prices are so hig...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India) Recently, I happened to have attended the wedding of one of my client's daughter. On the day of the reception, when I went to his house to congratulate the family, the bride's father, my client, introduced me as the person who actually took care of the expenses of his daughter's wedding. It was a huge surprise to me until I discovered the reason: This client of mine had been with me for years. And from the very beginning of our relationship, when his daughter was still a school going kid, I had almost forced him to invest in equity-oriented schemes for securing his daughter's financial future. He had done that diligently and as a result he had enough funds to take care of the wedding expenses. After this phase of surprise, I was overwhelmed by a feeling of success and also a sense ...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)     A retired civil servant of my acquaintance called recently. An honest man, he didn't take money or favours while in service. His only major asset is his membership of a co- operative housing society. Now on the verge of 70, he is completely retired and lives in that co- op flat. It has multiplied in value and on paper, he is quite wealthy.   In practice, he is cash- poor and worried. His pension allows him to maintain his current life style but with little to spare. Inflation over the past three years has eroded the value of his pension and it will soon become inadequate. He is in decent health and could easily end up in poverty in extreme old age. If he sells the flat and moves to a cheaper place, he will generate some surplus ca...