Skip to main content

Mutual Fund Stock Portfolio

Invest In Tax Saving Mutual Funds Online

Call 0 94 8300 8300 (India)

 

ONE detail many investors look at is the ownership pattern of companies they want to sink their money in.

Within the ownership pattern data there is a sub category showing the extent to which mutual funds hold shares in a company. The question is whether looking at the mutual fund holding pattern both on an overall as well as individual fund level is actually important for individuals as far as their investment decisions are concerned. Sample the details and see how investors can make the most of situations they actually face.

Nature of stocks:

One of the first factors to check while investing in a mutual fund is the nature of stocks that are actually held by it.

Sometimes the details about the holdings tell you some important things about the fund and just a look at the stocks held in its portfolio would be enough to give you an overall picture. This is especially true when it comes to holdings that are represented by large-cap stocks where the names are well known and, hence, the stocks too are widely held. It will be clear enough that in case of such large-cap holdings, there are a lot of other investors who will have a stake and, hence, liquidity and other issues are not such a big concern for the mutual fund as well as investors.

Down the chain:

The scene shifts when the mutual fund you plan to invest in or have invested in holds several stocks in the mid and small-cap space. Concerns arise about these holdings.

There are mid and smallcap funds where the holdings have to be compulsorily from this area, thus just having such holdings is not the concern. The problem arises when the holdings are being accumulated in stocks that are not very liquid. This means volumes in these stocks are low. There is a high return risk reward present here in the sense that getting such stocks before the market spots it can be a big winner. Several mid-cap funds have actually done such a thing and earned great returns for their investors.

However, if things go wrong then the fund could end up holding the stocks with little in terms of ability to offload these as liquidity dries up in the counter.

Specific holdings:

One of the other points that often arise is also some warning signs that need to pop up when there are holdings in the fund portfolio that are slightly different from what is normally seen. This could mean some companies are present in the portfolio where the other funds or institutions are not willing to take a stake or have not actually done so. There can be two reasons why this has happened. One is that the mutual fund is ahead of the curve and, hence, has built a position that can prove to be valuable if the market catches on to the potential that the fund has spotted.

On the other hand, there could also be a situation where the fund is disregarding the risks that have been spotted by other investors and, hence, this could be a potential high-risk investment in the making.

On the whole, investors should not look at just one or two holdings in the portfolio to come to any conclusion. They need to see the situation in the perspective of the prevailing conditions with relation to the fund and the markets.

This will let them get an idea of the overall risk they face and this is an important part because all that they want is to reduce the risk in their quest to get some returns on their investment. Once this aspect is controlled then the process becomes smooth and the experience is good.

Happy Investing!!

We can help. Call 0 94 8300 8300 (India)

Leave your comment with mail ID and we will answer them

OR

You can write back to us at PrajnaCapital [at] Gmail [dot] Com

---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. ICICI Prudential Tax Plan Invest Online
  2. HDFC TaxSaver Invest Online
  3. DSP BlackRock Tax Saver Fund Invest Online
  4. Reliance Tax Saver (ELSS) Fund Invest Online
  5. Birla Sun Life Tax Relief '96 Invest Online
  6. IDFC Tax Advantage (ELSS) Fund Invest Online
  7. SBI Magnum Tax Gain Scheme 1993 Invest Online
  8. Sundaram Tax Saver Invest Online
  9. Edelweiss ELSS Invest Online

------------------

Best Performing Mutual Funds

    1. Largecap Funds Invest Online
      1. DSP BlackRock Top 100 Fund
      2. ICICI Prudential Focused Blue Chip Fund
      3. Birla Sun Life Front Line Equity Fund
    2. Large and Midcap Funds Invest Online
      1. ICICI Prudential Dynamic Plan
      2. HDFC Top 200 Fund
      3. UTI Dividend Yield Fund
    1. Mid and SmallCap Funds Invest Online
      1. Reliance Equity Opportunities Fund
      2. DSP BlackRock Small & Midcap Fund
      3. Sundaram Select Midcap
      4. IDFC Premier Equity Fund
    1. Small and MicroCap Funds Invest Online
      1. DSP BlackRock MicroCap Fund
    1. Sector Funds Invest Online
      1. Reliance Banking Fund
      2. Reliance Banking Fund
    1. Tax Saver MutualFunds Invest Online
      1. ICICI Prudential Tax Plan
      2. HDFC Taxsaver
      3. DSP BlackRock Tax Saver Fund
      4. Reliance Tax Saver (ELSS) Fund
    2. Gold Mutual Funds Invest Online
      1. Relaince Gold Savings Fund
      2. ICICI Prudential Regular Gold Savings Fund
      3. HDFC Gold Fund

Popular posts from this blog

Mirae Asset Healthcare Fund

Best SIP Funds to Invest Online   Mirae Asset Global Investments (India) has launched Mirae Asset Healthcare Fund. The NFO of the fund will be open from June 11, 2018 to June 25, 2018. Mirae Asset Healthcare Fund is an open-ended equity scheme investing in healthcare and allied sectors. The scheme will invest in Indian equities and equity related securities of companies that are likely to benefit either directly or indirectly from healthcare and allied sectors. The investment strategy of this scheme aims to maintain a concentrated portfolio of 30-40 stocks. Healthcare is a broad secular theme that includes pharma, hospitals, diagnostics, insurance and other allied sectors. The fund will have the flexibility to invest across markets capitalization and style in selecting investment opportunities within this theme. Neelesh Surana and Vrijesh Kasera will manage this fund. In a press release, Swarup Mohanty, CEO, Mirae Asset Global Inves...

How to Decide your asset allocation with Mutual Funds?

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India) How to Decide your asset allocation ? The funds that base their equity allocation on market valuation have given stable returns in the past. Pick these if you are a buy-and-forget investor. Small investors are often victims of greed and fear. When markets are rising, greed makes the small investor increase his exposure to stocks. And when stocks crash to low levels, fear makes him redeem his investments. But there are a few funds that avoid this risk by continuously changing the asset mix of their portfolios. Their allocation to equity is not based on the fund manager's outlook for the market, but on its valuations. Our top pick is the Franklin Templeton Dynamic PE Ratio Fund, a fund of funds that divides its corpus between two schemes from the same fund house-the...

GOLD ETFs

Download Tax Saving Mutual Fund Application Forms Invest In Tax Saving Mutual Funds Online Buy Gold Mutual Funds Leave a missed Call on 94 8300 8300   GOLD ETFs       Gold funds and ETFs have also lost the tax advantage they enjoyed over physical gold after the Budget changed the rules for long-term capital gains from non-equity funds.   Last year, gold exchange traded funds ( ETFs ) had gained a great deal from the depreciation in the rupee and the UPA government's move to impose additional levy on gold imports, making it an attractive option for investors. The landed price of the yellow metal had surged, pushing up the net asset value ( NAV ) of gold ETFs. However, the recent budget proposal by Finance Minister Arun Jaitley has thrown a spanner in the works for gold fund investors. The revised tax structure for all non-equity funds, includi...

Improper Bank Account, Credit Card closure can cause problems

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   Opening a bank account or getting a credit card may be difficult.   However, closing an account or surrendering a credit card could be equally tough, if not more. If you think it is enough to leave a bank account unclaimed or a credit card unused, think again. This could impact your credit history. Also, your account could be used for frauds. Closing a bank account If you have switched jobs and transferred your salary account to another bank, it is advisable to close your previous account. Most banks charge a fee for closing an account. The fee varies from bank to bank and depends on the kind of account--- whether it is a salary account or a savings bank account. While closing a bank account, you have to surrender unused cheque leaves. If a credit card is linked to that account, ...

IIFL NCDs

Buy Gold Mutual Funds Invest Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Call 0 94 8300 8300 (India) IIFL NCDs IIF's six-year unsecured NCD 2012 Risk-wary investors should stay away from this issue, and even, risk-taking ones should think twice It is a public issue of unsecured redeemable non-convertible debentures ( NCDs ) by India Infoline Finance ( IIF ), an unlisted company, which is a 98.9 per cent subsidiary of India Infoline, a listed company. The issue seeks to raise Rs 250 crore with an option to retain over-subscription up to Rs 250 crore taking the total potential issue amount to Rs 500 crore. It will be open for public subscription from September 5 to September 18 with a minimum application size of Rs 5,000 in the form of five NCDs of face value Rs 1,000, TENURE & RATES: IIF will redeem the NCDs at the end of six years, and investors wanting out before six years will be able to sell the...
Related Posts Plugin for WordPress, Blogger...
Invest in Tax Saving Mutual Funds Download Any Applications
Transact Mutual Funds Online Invest Online
Buy Gold Mutual Funds Invest Now