Prajna Capital - An Investment Guide

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)     The Pension Fund Regulatory and Development Authority (PFRDA) declared the annual weighted average returns (see graphics) for the National Pension System (NPS) investment funds on May 15. Although, the returns look impressive but when you are looking at a long-term product, you can't set much store with just one indicator of annual return. You need to understand the product fully and your commitment towards it. A look at the returns Since most pension fund managers track Nifty, we looked at the returns of the Nifty index for FY13. Nifty returned 6.05% in FY13. "Nifty return doesn't take into account the dividend yield which index funds factor in their return calculation. Dividend yields can make a difference of about 1.5-2 percentage points. So if the returns are more...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   Low expenses ensure that such passive funds don't disappoint investors John C Bogle, the US born legendary mutual fund veteran always insisted on bringing down the costs of fund management for the simple reason that any savings on costs by the mutual fund scheme that you have put your money in would add to the corpus. And in the long run, this could make a substantial difference to the total corpus you accumulate compared to what you would have got if the costs were higher. The result of such a logic was the launch of exchange traded index funds, popularly known as exchange traded funds (ETFs), although late ly other types of ETFs have also been launched in the market with varied degrees of success. ETFs are usually passively managed funds, meaning these funds track some bench mark index...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   In the case of situations where the prime purpose is that of saving and the risk appetite is low, endowment plans and money back plans are the best possible options THE concept of life insurance is not a new one. However, the purposes it fulfills go a lot beyond providing financial security upon the death of the breadwinner of the family. In addition to securing a person's future, life insurance also offers various other benefits too. These days, life insurance plans have evolved into an investment tool along with the benefit of protection and savings, catering to various risk appetites. These benefits can be availed of through the various types of life insurance covers that are available today. Reasons for which you should have life insurance: Protection: The most basic kind of life insurance p...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   Birla SunLife'95 Strategy It follows a multi-cap approach to achieve capital appreciation and income from debt allocation of up to 40 per cent. This multi-cap approach depends on the risk return profile of various sub segments of the market. The fund managers primarily focuses on long-term growth for identifying stocks. The fund books profits to balance the debt-equity allocation and occasionally holds cash.   The fund managers do not dynamically manage the allocation between equity and debt. They prefer to take advantage during rising markets by increasing the equity exposure. The debt portfolio is actively managed and fund managers bet on bonds and debentures of quality companies with strong balance sheet and high credit rating, without hesitating to take high maturity bets. ...