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Thursday, January 26, 2017

Aadhaar Enabled Payment System

AEPS



1 AEPS enables bank customers to access their Aadhaar-linked bank accounts through the Aadhar authentication.

2 Customers can find out their account balance, deposit cash, withdraw money and transfer funds to other Aadhaar-linked bank accounts through the help of business correspondents of any bank.

3 The only inputs required from a customer for a transaction are the Aadhaar number and fingerprint captured during the enrolment.

4 AEPS will allow inter-operability among different systems adopted by different banks in a safe and secured manner.

5 AEPS is aimed at empowering the marginalised and excluded segments to conduct financial transactions through micro ATMs deployed by banks in villages.








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