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Thursday, June 2, 2016

Unit Linked Health Plans

 Unit-linked health plans Online
 
These are to health insurance what normal ULIPs are to term insurance and are equally useless. They are defined benefit plans - usually for the long term-and, unlike a standard health insurance policy, the payout is not dependent on the costs actually incurred.
 
Health ULIPs are made up of two parts - a health plan and a unit-linked investment plan. Although these policies are being sold by life insurers, they may not cover life risk. Out of the premium one pays, a portion goes towards medical coverage and the rest of the premium is invested in a fund that operates like a mutual fund, just like a ULIP.
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Top 10 Tax Saver Mutual Funds to invest in India for 2016

Best 10 ELSS Mutual Funds in india for 2016

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. Franklin India TaxShield

4. ICICI Prudential Long Term Equity Fund

5. IDFC Tax Advantage (ELSS) Fund

6. Birla Sun Life Tax Relief 96

7. DSP BlackRock Tax Saver Fund

8. Reliance Tax Saver (ELSS) Fund

9. Religare Tax Plan

10. Birla Sun Life Tax Plan

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