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Investment Objective

 

The scheme seeks to provide reasonable return, regular income, liquidity and safety through investment primarily in quality fixed income instruments. Ideal for a time horizon of 6 months to 3 years.

 

Fund Managers

 

Sachin Padwal-Desai since Jul 2004
Umesh Sharma since Jul 2010

Analysis As on Dec 23, 2013

 

The fund behaves like a dynamic bond fund with the fund manager changing the average maturity as per his conviction.

 

Strategy
The primary objective is to generate a steady stream of income through investments in fixed income securities. Ideally, for a time horizon of 6 months to 3 years.

 

It is a scheme designed for investors seeking regular returns in the form of dividends or capital appreciation. Investing in capital bonds and debentures, the scheme has an active management style that emphasises quality of debt, tapping opportunities from interest rate changes and deriving maximum value by targeting undervalued sectors. It strives to deliver superior risk-adjusted returns by actively managing a portfolio of high quality fixed income securities.

The fund has increased its average maturity in the last two years and currently it is around 5 years. Its expense ratio has usually been on the higher side and within the range of 1.25 per cent to 2.25 per cent. Currently, it is around 1.92 per cent.

 

Performance
It has outperformed its category average 10 out of 16 times. In the past 3 years it has performed better than its peers. Its year-to-date return of 11.98 per cent is also higher than the category average return of 9.96 per cent.

 

Its best performance was in the year 2009 when it was ranked 9th out of 63 funds as it was one of the few funds to deliver positive returns. The fund was also part of the top quartile in 2011 as well as 2012.

 

Why invest?
The fund has changed its average maturity as per the fund manager's conviction. As its name suggests, the fund has build wealth for its investors with it earning a return of nine per cent since its launch. It has outperformed most of its peers in recent times.

 

 

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