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Debt Funds Categories

Invest In Tax Saving Mutual Funds Online

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Debt Mutual Funds
 
1. Liquid funds / Ultra Short Term Funds:
 
Objective of these funds is to provide safety of capital at all times. These funds invest predominantly in papers of very short maturities –largely in money market instruments. These funds are comparable to putting money in saving bank deposits.

2. Short Term Funds:
 
These funds have maturity longer than liquid (or liquid plus) funds but shorter than income funds. Though its portfolio also is comprised of money market instruments but of higher maturity. These funds suits to those investors who want to park money for 5-6 months.

3. Income Funds:
 
These funds invest in corporate bonds, government bonds and money market instruments. The primary aim is to provide regular income with safety of capital. However, these are highly vulnerable to the changes in interest rates.

4. G-Sec or Government Securities Fund: These funds can invest only in securities issued by Central and State Governments. As government always borrow for its long term commitments thus it issues papers for 5/10/15 year's term. Thus automatically this fund becomes long term in nature.

5. Fixed Maturity Plan (FMPs): Almost all the debt funds trade the underlying securities in the market so carries risk of volatility of interest rates and many other factors. But fixed maturity plan is that fund in which underlying papers are held till maturity. So whatever the rate is fixed by issuer, Investor will get that rate after deduction of AMC expenses. These funds are comparable to bank fixed deposits.

6. Floating Rate Funds: In these cases investment is made in those securities where, the interest offered by the security is linked to some benchmark rate and reset periodically in order to adjust for the changes in the market interest rates. This fund is more or less like liquid funds and its returns move in the same direction where the market interest rates are moving.

Happy Investing!!

We can help. Call 0 94 8300 8300 (India)

Leave your comment with mail ID and we will answer them

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You can write back to us at PrajnaCapital [at] Gmail [dot] Com

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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. ICICI Prudential Tax Plan Invest Online
  2. HDFC TaxSaver Invest Online
  3. DSP BlackRock Tax Saver Fund Invest Online
  4. Reliance Tax Saver (ELSS) Fund Invest Online
  5. Birla Sun Life Tax Relief '96 Invest Online
  6. IDFC Tax Advantage (ELSS) Fund Invest Online
  7. SBI Magnum Tax Gain Scheme 1993 Invest Online
  8. Sundaram Tax Saver Invest Online
  9. Edelweiss ELSS Invest Online

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Best Performing Mutual Funds

    1. Largecap Funds Invest Online
      1. DSP BlackRock Top 100 Fund
      2. ICICI Prudential Focused Blue Chip Fund
      3. Birla Sun Life Front Line Equity Fund
    2. Large and Midcap Funds Invest Online
      1. ICICI Prudential Dynamic Plan
      2. HDFC Top 200 Fund
      3. UTI Dividend Yield Fund
    1. Mid and SmallCap Funds Invest Online
      1. Reliance Equity Opportunities Fund
      2. DSP BlackRock Small & Midcap Fund
      3. Sundaram Select Midcap
      4. IDFC Premier Equity Fund
    1. Small and MicroCap Funds Invest Online
      1. DSP BlackRock MicroCap Fund
    1. Sector Funds Invest Online
      1. Reliance Banking Fund
      2. Reliance Banking Fund
    1. Tax Saver MutualFunds Invest Online
      1. ICICI Prudential Tax Plan
      2. HDFC Taxsaver
      3. DSP BlackRock Tax Saver Fund
      4. Reliance Tax Saver (ELSS) Fund
    2. Gold Mutual Funds Invest Online
      1. Relaince Gold Savings Fund
      2. ICICI Prudential Regular Gold Savings Fund
      3. HDFC Gold Fund

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