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Star Netplus Plan

Invest In Tax Saving Mutual Funds Online

Call 0 94 8300 8300 (India)

 

Star Netplus

Objective

This is a special policy intended to facilitate better care of HIV positive people at critical stage of the disease.

 

Suited for

This policy is suitable for HIV patients.

 

What does it do?

The policy will have to be proposed by government agencies, NGOs, or registered societies serving the cause of persons infected with HIV. The benefits, when payable, will be paid to the insured person. Insured member can make a claim if CD4 count is less than medically prescribed limit for the first time and continues to be so for next 60 days. To put it more clearly, once the clinical examination confirms that the member is suffering from AIDS, claim can be made. It also offers to extend the cover to include hospitalisation expenses under the policy.

 

Pros

There is no age limit for applicants. Additional option to cover hospitalisation expenses is worthy.

 

Our View

This policy is recommended. Treatments for the fatal disease require hefty amount, however, the amount paid by this policy will not sufficient. It can only contribute to the total sum required

 

Eligibility

Entry Age (years)

Minimum

No age limit

Maximum

No age limit

Coverage Type

Individual; if policy proposed by NGO/governmental agencies or registered societies

Policy Term (years)

1

Sum Insured (Rs)

Maximum

50000

Minimum

30000

Pre Policy Medical Check Up

Required to staisfy eligibility criterion at company's cost

Customer Service

Address

Corporate Office: No.1, New Tank Street,
Valluvar Kottam High Road, Nungambakkam,
Chennai - 60003

Mail to

customercare@uiic.co.in

Call to

1800 425 2255, 044-28288800

SMS

STAR to 56677

Network Hospitals

Http://www.starhealth.in/hospital.php

 

Scope of Cover

It pays sum insured in lumpsum on confirmation of AIDS

 

Exclusions and Waiting Period

Pre-existing diseases

not covered unless specifically allowed

No claim period

AIDS confirmation within 90 days of commencement of the policy

Other exclusions

Expenses incurred in treating HIV

Happy Investing!!

We can help. Call 0 94 8300 8300 (India)

Leave your comment with mail ID and we will answer them

OR

You can write back to us at PrajnaCapital [at] Gmail [dot] Com

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