Prajna Capital - An Investment Guide

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)     The Recharge feature is available with Religare health insurance. Taken from Policy wordings of Religare Care, the explanation of Recharge of Sum assured is as Under: Recharge is the Reinstatement of the Sum assured. If the claim is payable in the policy, then the company agrees to automatically make the reinstatement of upto the sum assured for that policy year only provided: 1) Recharge will be utilised only after the sum assured and No claim bonus has been totally exhausted in that policy year. 2) The Recharge shall be available only for all future claims and not in relation to any illness or injury for which a claim has already been admitted for that insured person during that Policy Year 3) The total amount of Recharge shall not exceed the sum assured for that policy yea...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   Generally there are four kinds of insurance policies which should be a part of your portfolio – life, health, personal accident and critical illness. Now the question arises as to who should take what and when? The purchasing of any policy should be guided by your life cycle stage and goals. Life Insurance:   It is very clear that when there is anyone financially dependent on you, you should definitely buy life insurance policy with adequate sum assured.   Health Insurance: This is a very important cover which must be taken even if there are no dependents. Looking at the rising health care costs one must buy this policy the moment they become financially independent. Sometimes people avoid taking health insurance since they are already covered by their employer. But to cove...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   The word financial discipline has 2 parts- Financial and Discipline, and both are you aware of separately but finds it very difficult to follow connected. Discipline by definition is the practice of training people to obey rules or a code of behavior using punishment or motivation. All of us have experienced discipline in our life in one way or other. Schooling lays foundation is one's life. And it is the place where we first experience discipline. To lay discipline in our studies there were a set of curriculum, set of rules, punishments and behavioral strategies to regulate children and adolescence to maintain order. We've experienced a defined standard of clothing, time keeping , social behavior etc. in school. The one who follows every rule with obedience and sincerity ge...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)     ·          Minimum entry age is 18 years (90 days for dependent children) and Maximum entry age is 70 years. ·          This policy has lifetime renewability ·          Premium guarantee for 3 years even if you make a claim, there's even an option to pay single premium for 3 years (with discount). ·          Under the family floater plan spouse, children, Both Parents and Parents in law can be covered. ·          No claim bonus (which they call as Multiplier benefit) is 50% for first year and 50% for next year. This means that if you don't make claim in the first 2 years, then the policy sum assured will get doubled. But it has one clause, if you make claim in any year then Multiplier Limit will be reduced by 50 % of the policy sum assured. Claims in 2 consecutive ...