Prajna Capital - An Investment Guide

Buy Gold Mutual Funds Invest Mutual Funds Online Download Mutual Fund Application Forms   The basic premise of systematic investment plans ( SIP ) is that you shouldn't invest in one go, you should spread your investments to take advantage of different market levels. An STP is a systematic transfer plan that is useful when you have a big amount to invest, but don't want to invest it into an equity mutual fund in lump sum, because you might catch a peak. In such a scenario, you can invest that entire amount in a debt fund or a liquid fund, which are not affected by the ups and downs of the equity markets. And from that debt fund, you mandate that a particular amount is periodically transferred to an equity fund. That is how an STP works.   --------------------------------------------- Invest Mutual Funds Online Transact Mutual Fund Online Download Mutual Fund Application Forms from all AMCs Download Mutual Fu...

Buy Gold Mutual Funds Invest Mutual Funds Online Download Mutual Fund Application Forms   Sundaram Mutual Fund has approved the merger of Sundaram India leadership fund with Sundaram growth fund. The merger will be effective from July 11   --------------------------------------------- Invest Mutual Funds Online Transact Mutual Fund Online Download Mutual Fund Application Forms from all AMCs Download Mutual Fund Application Forms Best Performing Mutual Funds Largecap Funds         Invest Online DSP BlackRock Top 100 Fund ICICI Prudential Focused Blue Chip Fund Birla Sun Life Front Line Equity Fund Large and Midcap Funds      Invest Online ICICI Prudential Dynamic Plan HDFC Top 200 Fund UTI Dividend Yield Fund Mid and SmallCap Funds     Invest Online Reliance Equity Opportunities Fund DSP Black...

Buy Gold Mutual Funds Invest Mutual Funds Online Download Mutual Fund Application Forms     FEATURES: Bharti Axa Life Young India Plan is a regular premium and traditional participating plan. This plan is specially designed for the young and offers life cover risk till the insured reaches retirement age of 60. The policy matures at 60 years of age. ENTRY AGE: You need to be at least 18 years old to buy this policy and not more than 40 years. The minimum annual premium is Rs 8,000. COVERAGE: You have an option to increase the sum assured or life cover at two important milestones, to be decided by you, such as marriage or childbirth. However, you will have to shell out additional premium for the additional coverage. Additional sum assured cover will terminate when policyholder attains 50 years of age. For example, for a 25-year-old male, for a base sum assured of Rs 2,00,000 premium will be Rs 11,678. In case he ...

Buy Gold Mutual Funds Invest Mutual Funds Online Download Mutual Fund Application Forms What is Standard Deviation? Standard Deviation is the measure of the deviation in the returns of the portfolio. In Simple Words it tells us how much the return on the fund is deviating from the expected normal return What is Beta? Beta is a measure of the volatility of the portfolio to that of the index. In simple words it shows the movement of the portfolio in comparison. The Higher the Beta, higher the volatility of the scheme to the index. If it's greater than1, then the portfolio is highly volatile to the movements in the index. If the beta is lesser than 1 , then scheme is less volatile to the index and beta which is close to 1 implies that the scheme is closely following the index. What is R-Square? The R-squared value shows how reliable the beta number is. It varies between zero and one. An R-squared value of one indicates per...

Buy Gold Mutual Funds Invest Mutual Funds Online Download Mutual Fund Application Forms Product Details LIC Jeevan Vaibhav is a single premium, close-ended endowment plan with a fixed policy term of 10 years. The scheme offers to pay the sum assured, with loyalty additions if any, on maturity to the policy holder or as death benefit to the nominee, whichever is earlier. The minimum amount of sum assured that a policyholder can opt for is 2 lakh. The scheme as such, provides for rebate on higher amounts of sum assured of 4 lakh and above. This scheme is available only for a limited period Additional Features Jeevan Vaibhav is a single premium plan where premium payable is almost half the amount of the sum assured. When analysed over a 10-year period, the returns generated by the scheme during the entire work out to 7.7-8.0% per annum., after accounting for high sum assured rebates. Policy At A Glance Assuming the age of a h...

Invest Mutual Funds Online Download Mutual Fund Application Forms Buy Gold Mutual Funds   Capital protection funds are back. ICICI Prudential Mutual Fund and Tata Mutual Fund have recently launched these schemes. These funds are coming at the right time when volatility is the order of the day on Dalal Street, and many investors are desperate to preserve their capital. Look at these numbers: S&P CNX Nifty returned 2.9% in the past five years, making investors revisit their assumptions of long-term investing. A weak rupee and the credit crisis in Europe have made it even more difficult to guess the future course of the market. This is where the capital protection schemes enter the scene. Capital protection oriented funds make good investment option in volatile markets. The fixed income portfolio ensures that investors get their money back at maturity and the equity allocation brings the return kicker. How They Work? A capital protection ...

Buy Gold Mutual Funds Invest Mutual Funds Online Download Mutual Fund Application Forms   CHOOSING the right life insurance product is not easy. It requires careful thought and consideration, and, a thorough evaluation of your present financial circumstances and your requirements in the future. Life insurance products are broadly categorised into traditional and unit linked (most commonly equity-linked) products. The difference between traditional and equity-linked products depends on whether the investment risk is borne by the insurer or by the customer. In simple terms, a traditional product is where the premiums are invested by the insurer (as per the regulatory investment guidelines) and the customer gets certain guaranteed and non-guaranteed benefits for paying and non-guaranteed benefit premiums. In unit-linked products, the customer chooses (from a list of available funds), the investment option, and, his/her premiums are a...