Prajna Capital - An Investment Guide

L&T Tax Advantage Fund Online Invest Rs 1,50,000 and Save Tax up to Rs 46,350 under Section 80C. Get Great Returns by Investing in Best Tax Saver ELSS Funds. Save Tax Get Rich For further information contact  SaveTaxGetRich on 94 8300 8300 OR You can write to us at Invest [at] SaveTaxGetRich [dot] Com OR Call us on 94 8300 8300

    Best Tax Saver Funds Online ü   Diversified Equity fund – Avg Market Cap of Portfolio of 101341Cr ü   Portfolio with a mixed exposure to Large, Mid & Small Cap ü   Benchmark Sensitive ( S&P BSE 200 ) - underweight/overweight sectors basis fund managers view Fund Management Process: ü   Identifies companies based on a deep understanding of the industry-growth potential and interaction with managements   ü   Invests in businesses with the following characteristics:                -Return on Invested Capital (ROIC)                -Cash flow generation                -High Operating Leverage                -Prudence in capital allocation   ü   Fund Manager:  Mr. Daylynn Pinto (20 th October, 2016)     Online

    Top Performing SIP Funds Online Investments are made to fulfil financial goals, however, returns from traditional methods of investments cannot beat inflation hence leave your goals unfulfilled. The value of 1,00,000 in 1990, is worth 13, 815 today considering average inflation rate of 7.21%. Are traditional methods of investing keeping up with this rising inflation? In this current scenario, Debt funds provide you the cushion of optimal returns with less volatility, helping you beat the rising inflation.  

  If you have a family and are in the market to buy health insurance, the toss-up is between buying an individual health insurance policy and a family floater policy. Individual policies, as the name suggests, cover a single person. Whereas, the floater policy covers the entire family under a single policy. Here's how you should choose between the two options, if you want to give your family the right level of insurance cover. Price If your family is young or the age gap between the spouses is not much, then a floater plan will be cheaper. Say, for a family of four, with age of the spouses being 35 and 33, and that of the kids being 5 and 2, a floater policy for a sum insured of Rs10 lakh will cost Rs21,826. On an individual basis, it would be Rs34,332. Floater: good Individual: bad Higher cover Being cheaper than the individual health plan, the floater health insurance plan makes a higher value cover more affordable. In the price example that we discussed earlier, a family would p...

    January 3 marked the seventh anniversary of Bitcoins. Let us  look at the current status of this digital currency 1. What is Cryptocurrency? Cryptocurrency is a digital or vir tual currency that uses cryptography for security . It is not is sued by any central au thority , theoretically making it immune to government interfer ence or manipulation. The first cryptocurren cy that was launched was the Bitcoin. 2. What are its unique features? A cryptocurren cy is difficult to counterfeit. It can be bought, sold online and remitted abroad without paying any fees to a bank or other over-charging fi nancial intermediaries. However, its anonymous nature of transactions makes it well-suited for nefarious activities like money laundering and tax evasion. 3. What is Bitcoin? Bitcoin is a virtu al currenty , which operates as public and private keys-long strings of numbers and letters linked through an en cryption algorithm. The Bitcoin balances are kept on a public ledger, along with all Bit...

Credit Opportunity Funds   Though this debt fund category has fared better than gilt funds in the past one year, its higher returns come with a higher risk factor as well. With the central bank signalling a neutral interest rate stance in its latest monetary policy review, the rally in gilt funds has petered out. They have been knocked off their perch by credit opportunities funds, which have emerged the top performers in the debt funds space over the past one year. The category generated an average return of 9.6%. Gilt funds and credit opportunities funds play on different aspects of the bond market. The former invest in longer maturity government securities that witness high capital appreciation in a softening interest rate environment.The latter focus on interest accrual--the income from coupon payments on underlying bonds--and typically invest in corporate bonds with a higher yield but lower rating (AA or below). Credit funds can also make some returns from capital gains, by look...

DSP BlackRock Tax Saver Fund Online This Open Ended Equity Linked Savings Scheme is suitable for investors who are seeking* Long-term capital growth with a three-year lock-in. Investment in equity and equity-related securities to form a diversified portfolio *Investors should consult their financial/tax advisors if in doubt about whether the product is suitable for them Invest Rs 1,50,000 and Save Tax up to Rs 46,350 under Section 80C. Get Great Returns by Investing in Best Tax Saver ELSS Funds. Save Tax Get Rich For further information contact  SaveTaxGetRich on 94 8300 8300 OR You can write to us at Invest [at] SaveTaxGetRich [dot] Com OR Call us on 94 8300 8300