Prajna Capital - An Investment Guide

Invest Principal Emerging Bluechip Fund Online     Achieve long term capital appreciation by investing in equity of Mid and Small Cap companies Stock selection focused on stocks of higher growth companies at attractive valuations Performance History of more than 7 years Actively managed yet benchmark aware portfolio management For further information contact  SaveTaxGetRich on 94 8300 8300 OR You can write to us at Invest [at] SaveTaxGetRich [dot] Com OR Call us on 94 8300 8300

Invest SIPs Online Stock Market returns do not have linear movement During bull markets, almost all stocks - the good, the not-so-good and the downright rubbish - tend to move up. Everyone seems to be elated because the value of their portfolios are moving up with leaps and bounds. So, you really won't know how resilient your portfolio is until there is a strong down turn. When selling becomes relentless - like it was 2 months back almost all stocks tend to lose ground. And so the cycle repeats. A bull market is followed by a bear market, which is followed by another bull market and then again a bear market. Many a times the retail investor goes out with a loss since he / she may have entered at a previous high and then blames the market. Is there no respite from this cycle? The answer is: No , because it is the inherent nature of markets. So what should investors do? Markets have been choppy over last 2 years – A live example : Indian stock mark...

Exide Life Insurance has launched Exide Life Sanjeevani , a comprehensive health cover for heart and cancer related conditions. The plan provides a fixed lump sum benefit on diagnosis of early and major stages of heart and cancer related conditions, waives future premiums and also allows you to claim in addition to any existing health insurance. Invest Rs 1,50,000 and Save Tax up to Rs 46,350 under Section 80C. Get Great Returns by Investing in Best Performing ELSS Funds. Save Tax Get Rich Top 10 Tax Saver Mutual Funds for 2017 - 2018 Best 10 ELSS Mutual Funds to Invest in India for 2017 1. DSP BlackRock Tax Saver Fund 2. Tata India Tax Savings Fund  3. Birla Sun Life Tax Relief 96 4. ICICI Prudential Long Term Equity Fund 5. Invesco India Tax Plan 6. Franklin India TaxShield  7. Reliance Tax Saver (ELSS) Fund 8. BNP Paribas Long Term Equity Fund 9. Axis Tax Saver Fund 10. Sundaram Diversified Equity Fund Invest in Best Performing 2017 Tax Saver Mutual Funds Online Invest Bes...

The Income Tax Department has made it mandatory to file your returns only in case the gross the total income exceeds Rs 2.5 Lakh It is mandatory to file your Income Tax returns only in cases where your gross the total income (without allowing any deduction under section 80C to 80U ) exceeds   R 2.5 Lakh. However whether or not it is mandatory to file returns , there are advantages to filing your income tax returns.  Processing of home, educational and other types of loans require income tax returns to be shown to the lending institutions. Thus filing returns makes loans easier to process. Further, it is mandatory to have income tax returns for the processing of any Visa in case of travel abroad. For further information contact  SaveTaxGetRich on 94 8300 8300 OR You can write to us at Invest [at] SaveTaxGetRich [dot] Com OR Call us on 94 8300 8300    

1 A Virtual Card is a one-time use online card (no physical existence) that can be used only for online transactions or payments. 2 Anyone with Internet banking facility with transaction rights or a valid debit or credit card can create a Virtual Card. 3 Virtual Cards are valid for a maximum of 48 hours or till the transaction is completed, whichever is earlier. 4 Either the unutilised amount is credited back to the account after the time limit expires or the amount is debited only when the purchase is completed successfully. 5 It protects the user from card related frauds as the primary card or account details are not communicated to the merchant. Invest Rs 1,50,000 and Save Tax up to Rs 46,350 under Section 80C. Get Great Returns by Investing in Best Performing ELSS Funds. Save Tax Get Rich Top 10 Tax Saver Mutual Funds for 2017 - 2018 Best 10 ELSS Mutual Funds to Invest in India for 2017 1. DSP BlackRock Tax Saver Fund 2. Tata India Tax Savings Fund  3. Birla Sun Life Tax Re...

  Pay attention to your pay structure to get more in hand and pay less taxes When negotiating terms of employment with a propsective employer, we focus on in creasing CTC, without paying much attention to the salary structure. Though a high er CTC is an important aspect of salary negotiation, it is equally important to structure it well to maximize take-home pay and minimize tax outgo. While you may not have complete control over the way your salary is structured, employers today are flexible enough to design it your way. However, before taking a final call on a particular pay structure, consider your long-term and short-term financial goals. Modifying the tax structure can simultaneously impact your net take home and your retirement corpus as some components of the package may not come to you immediately and others may be either full taxable or tax-free.Generally the CTC can be broadly divided in four components--basic, allowances, perquisites and retirement benefits contributions. ...

Invest Birla Sun Life Medium Term Plan Online When it comes to investing, traditional modes of investment may be a safe option. But when it comes to potential wealth-creation, the need is for a different approach. Or rather, a diversified one! Birla Sun Life Medium Term Plan (An Open ended Income Scheme)is one such scheme which aims to identify securities which offer superior levels of yield at lower levels of risk and selectively invest in them. The primary objective of the scheme is to generate regular income through investments in debt and money market instruments in order to make regular dividend payments to unit holders and secondary objective is to achieve growth of capital. For further details on the Scheme, refer Scheme Information Document and Key Information Memorandum on website of the Fund. For further information contact  SaveTaxGetRich on 94 8300 8300 OR You can write to us at Invest [at] SaveTaxGetRich [dot] Com OR Call us on 94 8300 8300

For a traditional insurance policy, the maturity proceeds are tax free under Section 10(10D). The maturity proceeds of your  life policy will be tax free if the sum assured of your policy is more than 5 times the annual premium. Maturity proceeds of insurance policies are tax free for: All policies issued up to 31.03.2003 policies issued between 01.04.2003 to 31.03.2012 if sum assured is more than five times the annual premium policies issued from 01.04.2012 and on wards if sum assured is more than 10 times the annual premium For further information contact  SaveTaxGetRich on 94 8300 8300 OR You can write to us at Invest [at] SaveTaxGetRich [dot] Com OR Call us on 94 8300 8300    

Submit your PF withdrawal application directly to the regional PF Office You may contact the Regional PF office . Get a PF withdrawal form, fill it and submit the same directly to the regional Provident Fund Office. This procedure requires identity attestation since the PF office would want to be sure whether the right person is applying for withdrawal. Hence, your withdrawal form needs to be attested. For further information contact  SaveTaxGetRich on 94 8300 8300 OR You can write to us at Invest [at] SaveTaxGetRich [dot] Com OR Call us on 94 8300 8300  

E-filing of IT returns for year 2014 - 15 & 2015 - 16 The I-T Department accepts tax returns for past two financial years The I-T Department accepts tax returns for past two financial years. This means that you will be able to file returns for 2014-15. However, you cannot e -file your returns for 2013-14. The deadline for filing returns for the Financial Year 2014-2015 was July 31, 2015. If you missed this deadline, you could file by March 31, 2016. If you missed the late deadline too, you can still   file by March 31, 2017. But this might attract a penalty. The returns filed after the due date i.e. 31st July or 30th September is considered as Late Return under section 139(4). For further information contact  SaveTaxGetRich on 94 8300 8300 OR You can write to us at Invest [at] SaveTaxGetRich [dot] Com OR Call us on 94 8300 8300