Prajna Capital - An Investment Guide

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   New India Senior Citizens Mediclaim Policy Objective Objective of the policy is to cover senior citizens- a stage of life cycle when insurance is most required.   Suited for Anyone between 60 and 80 years of age looking for a coverage up to Rs 1.5 lakh can take this policy.   What does it do? This policy pays for senior citizens' hospitalisation expenses, pre and post hospitalisation expenses, though with sub-limits. It covers ayurvedic, homeopathic and Unani treatment as well. An added advantage is that it covers pre-existing hypertension, diabetes mellitus for an additional 10 per cent premium payment. In the event of four claim-free years, the insured person can get reimbursement for a h...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   PNB Met Suraksha Plus Objective This is an offline insurance policy that pays sum assured to the family members in case of unfortunate demise of the insured member. What does it do? A term plan that pays Sum Assured in case of inopportune death of the life insured. There is no maturity or surrender value. USP of the plan lies in where the company proposes to reduce the premiums of existing policies in case the product undergoes re- pricing and premiums of the plan decrease at anytime in future however, it will not increase the premiums in case of an upward price change during re-pricing. Pros Premium rates will reduce for existing policyholders in case the rates are revised downward, and remain unch...