Prajna Capital - An Investment Guide

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   Emergency funds need to have easy accessibility and should be placed in liquid options..   There can be different levels of contingencies-- those that require cash from wallet, those for which you can wait a while and withdraw from savings account, or those that can be held for a day or two until you can redeem your investment. You should keep a good part of the money as cash at home or in a savings account for their easy withdrawal facility and put the remaining in liquid funds.   Liquid funds can be used as an alternative to short-term fix deposits. Most schemes have a lock-in period of a maximum of three days to protect against procedural (primarily banking) glitches, and offer redemption proceeds within 24 hours. The minimum investment size in a liquid fund varies from Rs 25,...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)     Debt, like equity, is an asset class. And for the purpose of diversification, some amount of your investments must be in this asset class. Having said that, you definitely would have some amount of savings in fixed-return instruments like fixed deposits ( FDs ) or Public Provident Fund ( PPF ) or National Savings Certificate ( NSC). So if you put money in debt funds, you should do it for specific reasons: either because the tenure of the instrument matches your need, the tax incidence is lower when compared to other fixed returns instruments or the return, in comparison, is higher.   Debt instruments imply a fixed tenure and a fixed return. In that sense, they are assured. However, once you invest in a mutual fund, other factors like interest rate movements, the fund manager...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   Kotak Mutual fund announced to accept fresh applications for subscription of units, SIP, STP and switch ins in Kotak Equity Arbitrage Fund from July 22, 2013. Also, the cap on investment amount for fresh purchases by on a single day has been revised to a maximum of Rs 1 crore effective July 22, 2013. Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com --------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C. Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online ...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)     The time for filing of income tax returns is nearing and individuals need to be careful about the various details related to this area. There has to be the correct decisions at this stage so that the entire process is completed smoothly.   It is essential that every individual pays attention to a few factors that are involved in the return filing work so that the end result is proper. Here are a few things that need to be paid attention to in the entire work.   Return Form   The entire work starts with the selection of the return form by the individual. This by itself is a slightly complicated process because the return form selection depends upon the nature of the income earned by the individual.   Thus there could be a situation wherein the return form wou...