Prajna Capital - An Investment Guide

Invest Mutual Funds Online Download Mutual Fund Application Forms Buy Gold Mutual Funds Fixed maturity plans ( FMP ) make sense for risk-averse investors who have a set timeframe. So, if there is an FMP on offer that matches your investment timeframe and you don't want to assume any risk, go for it. FMPs are structured in such a manner that they assume very low risk. They are low on costs and generate fairly predictable returns. However, the best time for FMPs might be coming to an end because of the falling interest rates, so you might as well consider income funds. --------------------------------------------- Invest Mutual Funds Online Transact Mutual Fund Online Download Mutual Fund Application Forms from all AMCs Download Mutual Fund Application Forms Best Performing Mutual Funds Largecap Funds Invest Online DSP BlackRock Top 100 Fund ICICI Prudential Focused Blue Chip Fund Birla Sun Life Front ...

Invest Mutual Funds Online Download Mutual Fund Application Forms Buy Gold Mutual Funds Gold Savings Funds An interesting way of buying Gold is developing in India nowadays. It is thorugh Gold savings funds. They resemble Gold fund of funds, but there are some drastic differences between them. Gold savings fund usually invest the money in Gold ETFs of the parent company and small percentage in fixed deposits and other money market instruments. where as Gold fund of funds invest in physical gold and equity and other instruments. Major merit of this type of investments is the non requirement of Demat account for the investors. In other words, unlike Gold ETF, you don't need a demat account for buying the units of Gold savings fund. If an investor want to buy the units of the fund, just go to the branches of asset management company and buy and sell the units. Another merit is the presence of SIP or EMI options in the scheme. You can remit SIP...

Invest Mutual Funds Online Download Mutual Fund Application Forms The insurance regulator has hiked the third-party motor insurance premiums in line with its decision last year to review the rates annually. Some insurers are also planning to revise their 'own damage' rates. Put these two pieces of news together and it is a fair guess that your overall premium will go up when you buy or renew your motor insurance. Don't lose hope though. There are many ways to keep the total premium on the comprehensive motor policy under control. Let go of smaller claims You are entitled to a no-claim bonus ( NCB ) for every claim-free year. If you don't make any claim for a few years, the NCB can reduce your premium cost by as much as 50%. So, don't rush to make a claim for fixing every small dent on your car. Sometimes, what you spend on repairs could be less than the amount you stand to lose as no-claim bonus. Weigh whether the damage...

Buy Gold Mutual Funds Invest Mutual Funds Online Download Mutual Fund Application Forms ICICI Prudential Dynamic Plan is a flexi-cap opportunity fund launched in November 2002. The fund has been ranked in the top 30 percentile, that is, either CRISIL Fund Rank 1 or CRISIL Fund Rank 2, of the peer group in the 'Diversified Equity Funds' category under CRISIL Mutual Fund Ranking methodology for 13 of the past 16 quarters. This methodology looks at a fund's performance in the past two years. Over a longer time frame, the fund has been ranked CRISIL Fund Rank 1 in the 'Consistent Performers - Equity' category for the quarter ended December 2011, wherein the fund entered this category for the first time. The 'Consistent Performers' category ranks those funds which have been part of the CRISIL Mutual Fund ranking for a five-year time frame. The rank is a composite of historical performance of the fund in the CRISIL Mutual Fund R...

Buy Gold Mutual Funds Invest Mutual Funds Online Download Mutual Fund Application Forms You can check your KYC verification status by going CVL website . Enter your PAN NO & check status will be shown as: KYC under Process : KYC in process KYC Complete : KYC verify KYC Rejected : Invalid data --------------------------------------------- Invest Mutual Funds Online Transact Mutual Fund Online   Download Mutual Fund Application Forms from all AMCs Download Mutual Fund Application Forms   Best Performing Mutual Funds Largecap Funds: DSP BlackRock Top 100 Fund ICICI Prudential Focused Blue Chip Fund Birla Sun Life Front Line Equity Fund Large and Midcap Funds ICICI Prudential Dynamic Plan HDFC Top 200 Fund UTI Dividend Yield Fund Mid and SmallCap Funds Reliance Equity Opportunities Fund DSP...

Invest Mutual Funds Online Download Mutual Fund Application Forms P roduct Details Met Life's Monthly Income Plan is a scheme that guarantees payment of a monthly income to the policyholder for a period of 15 years after the end of the premium paying term. In the event of the death of the policyholder, the regular monthly income shall accrue to the nominee. Investors can choose a policy term of 20 or 25 years. The corresponding premium paying term for the same is 5 and 10 years, respectively. Additional Features The scheme pays an additional 25% of the sum assured to the nominee in the event of the death of the policyholder during the policy term. The additional sum assured is paid along with the payment of regular monthly incomes until the maturity of the policy. Policy At A Glance Assuming the age of a healthy male policyholder to be 55 years and the policy term to be 20 years, the premium payable during the limited premium paying term of 5 years a...

Invest Mutual Funds Online Download Mutual Fund Application Forms When this year's budget laid down new rules for life insurance, it was presumed that mis-selling would lose its sting. Far from it, mis-selling has now become more dangerous for your finances. Till 31 March, if someone was missold an unsuitable life insurance policy, the most he would have lost was the liquidity and the opportunity to invest in a more lucrative avenue. But at least he got the tax benefits—tax deduction of the premium under Sec 80C and tax-free income on maturity under Sec 10(10D). Now, if a buyer is not careful, he may end up buying a policy that won't offer any tax benefits. Even the money received by his nominee in case of death will be taxable if the policy does not cover the buyer for 10 times the annual premium. Individual agents as well as aggregator sites are happily selling insurance policies that are not eligible for tax benefits. Till last week,...

Invest Mutual Funds Online Download Mutual Fund Application Forms Buy Gold Mutual Funds GOLD DEPOSIT SCHEME FROM STATE BANK OF INDIA Any Indians who have 500 gms of Gold in their hands can make money from the Gold in India. An investor can invest maximum of any quantity of Gold under this scheme. Not many in India, are aware of this scheme run by SBI. It is nice way to get money from the idle Gold in your custody, which will otherwise be kept in the locker. But the scheme has some controls and checks. It is like Fixed deposit in Gold. One of the advantage of Gold Deposit scheme from SBI is its tax concessions and safety in the transactions.   You can avail Gold Deposit scheme from SBI for a period of 3, 4, 5 years. Gold in the form of Gold coins, Gold Bars, Gold jewelery etc.. all in scrap form is accepted by the SBI under the scheme of Gold Deposit Scheme. When the Investor transfers the Gold in Scrap form to the Bank, they will give a ...