Prajna Capital - An Investment Guide

Tax Saving Mutual Funds Online Current open Infra Bond Application form      The stock market has been disappointing investors for the past five years. Market bellwether BSE Sensex has given a 2.74% annualised return amidst bouts of volatility. But what if you had mixed some bonds (or fixed income instruments in market parlance) with your equity investments? Well, you have fared a little better. According to Morningstar India, a mutual fund tracking entity, balanced funds, as a category, delivered an annualised return of 5.02% in the five years ended December 31, 2011, leaving behind large-cap equity funds (3.16%) and small- & mid-cap equity funds' category (2.97%). Does it make sense for an equity investor to invest in balanced funds now? Balanced funds offer a judicious mix of debt and equity. As equities are attractively valued with limited downside and interest rates almost peaking, one can now expect healthy risk-adjusted returns from balanced funds.   Balanced...

Tax Saving Mutual Funds Online Current open Infra Bond Application form   A stock's dividend yield is expressed as an annual percentage and is calculated as the company's annual cash dividend per share divided by the current price of the stock. Ideally, a higher dividend yield indicates safety.    Income investors value a dividend-paying stock, while growth investors have little interest in dividends. Value investors, on the other hand, look out for high dividend yields in a stock as a measure of safety. --------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C. Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving) Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applic...

Tax Saving Mutual Funds Online Current open Infra Bond Application form   RETAIL investors chasing high-interest bearing debt instruments can also look at several attractive postal schemes, including a new 10-year National Savings Certificate ( NSC ), introduced by the postal department last year in December. Scheme of things: In December 2011, the department of posts revised the interest rate for several saving schemes and aligned them with comparable returns yielded by government securities of similar maturity. The new 10-year NSCs has been introduced by the department of posts, which will issue certificates in denomination of Rs 100, Rs 500, Rs 1,000, Rs 5,000 and Rs 10,000. Under this scheme, Rs 100 will grow to Rs 234.35 after 10 years. The new 10-year NSC can be purchased by an adult for himself/herself or on behalf of a minor any time of the year. Various time deposit schemes with maturity from one year to five years under the revised interest rates, which ar...

Tax Saving Mutual Funds Online Current open Infra Bond Application form      There is a heated debate going on amidst the investor community on whether the domestic stock markets will fall further or not. Many analysts who were optimistic till a few months ago have now thrown in the towel. The sign of decline in the domestic macroeconomic environment has disappointed even the most optimistic investor.    There is a sense of resignation that the stock markets will do nothing for sometime or worse may fall further. Which ever side of the debate one belongs to, the common opinion is that most stocks listed in the stock markets are available at mouth-watering valuations. Best time for value investing     The question that then arises is should investors pick up some stocks at the current valuations knowing fully well that their stocks can have some downside if the markets correct. The answer obviously is yes.    Long-term or value investors with an ability to withstand s...

Tax Saving Mutual Funds Online Current open Infra Bond Application form A company's earnings almost never equal the amount of cash it brings in. Companies report their financials using accounting principles, leading to a mismatch in the reported profits and actual cash a company has generated. So, while a company could be reporting a huge profit it could be making very little cash.    Therefore, it may be a good idea to look for companies with a positive free cash flow. As with the debt-equity ratio, this metric gains significance in tough times. --------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C. Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving) Download Tax Saving Mutual Fund Application Forms from all AMCs Down...

Tax Saving Mutual Funds Online Current open Infra Bond Application form   IIFL Mutual Fund has launched a new fund named as IIFL Fixed Maturity Plan Series 3, a close ended income scheme. The new fund offer will close for subscription on March 29. -------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C. Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving) Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications These Application Forms can be used for buying regular mutual funds also Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds ) HDFC TaxSaver ICICI Prudential Tax Plan DSP BlackRock Tax Saver Fund Birla Sun Life Tax Relief '96 Reliance Tax ...

Tax Saving Mutual Funds Online Current open Infra Bond Application form   Returns on capital employed (ROCE) is the rate of returns a business is making on the total capital employed in the business. Capital will include all sources of funding (shareholders' funds and debt). Ideally higher the ratio the better it is.    This ratio indicates how well a company is using its capital. It makes sense to use this ratio on companies along with their peers to get the correct picture. --------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C. Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving) Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications These Application F...

Tax Saving Mutual Funds Online Current open Infra Bond Application form CDSL Ventures Ltd ( CVL ), a fully-owned subsidiary of the Bombay Stock Exchange ( BSE ) promoted Central Depository Services, today become the first KYC Registration Agency ( KRA ) in the country. The market regulator has made the KRA system mandatory for all client accounts opened from January 1. A KRA is a Sebi-registered agency that centrally maintains KYC (know-your-client) records of investors on behalf of stock brokers and other intermediaries. Investors opening new accounts with brokers will have to complete the KYC formalities only once, which will get uploaded to a KRA. In future if the investor changes the broker, the latter can retrieve the information from a KRA, unlike today, where an investor needs to undergo the entire KYC process once again. It will also benefit intermediaries or brokers, as it will save the back office and employee cost of maintaining KYC documents in physical fo...

Tax Saving Mutual Funds Online Current open Infra Bond Application form The goal of having a joint holder in mutual funds is that in the event of the primary holder passing away, the joint holder can establish ownership of the fund units after submitting a death certificate. You will have to contact the fund company and fill out a form that will help you transfer the units in your mother's name. ------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.   Invest Tax Saving Mutual Funds Online Tax Saving Mutual Funds Online These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)   Download Tax Saving Mutual Fund Application Forms from all AMCs Download Tax Saving Mutual Fund Applications   These Application Forms can be used for buying regular mutual funds also   Some of the best Tax Saving Mutual Fund...