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Kotak Life launches Kotak Super Advantage



IN line with IRDA's new charge structure for ULIPs, Kotak Life has launched a ULIP, which offers guaranteed maturity addition of up to 280% of your first year premium. The fixed return of the first year premium ranges from 110% for 10-year policy to 280% on a 30-year policy. The Kotak Super Advantage, which has replaced its earlier ULIP plan called Kotak Smart Advantage, claims 100% allocation of your premiums from the second year onwards. Besides, the ULIP offers assured bonus addition to enhance your fund value at maturity, the life insurer said in a statement. This benefit is calculated as 3% of the average Fund Value of the last three policy years. This ULIP offers five fund options to customers on the basis of their risk appetite.


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