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How to link Aadhaar to Insurance Policies

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The Irdai has issued a circular making it mandatory for all policyholders to link their Aadhaar and PAN details to their insurance policies. If one does not have a PAN card, Form 60 must be furnished to comply with this requirement. 


Insurance companies are sending intimations to policyholders to link their Aadhaar numbers to their insurance policies by spelling out how one can go about doing this. 


Online linking for registered user 
This is the easiest way of updating Aadhaar. The policyholder can login to the customer service portal of the insurance company and add his Aadhaar details to his profile. 


Authentication 
Once Aadhaar number is furnished using any of the above methods, an OTP is sent to the registered mobile number. Once OTP is entered, the Aadhaar number is successfully registered. 

Offline linking 
The policyholders can approach their respective insurance agents or visit the nearest branch office of the insurance company with their Aadhaar card to carry out the linking. A self-attested copy of Aadhaar needs to be furnished to complete the process. 

Points to note 
1. Aadhaar is required to be captured at the proposal stage itself for all new policies. 
2. In order to avail online linking facility, the mobile number of the policyholder must be registered with the Aadhaar database. 




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