Skip to main content

Reliance Regular Savings Fund - Balanced Option

Invest Reliance Regular Savings Fund - Balanced Option Online
 
Reliance Regular Savings Fund – Balanced Option is a conservative equity oriented Hybrid Fund which invests approximately 70 – 75% of its corpus in Equity and the balance in Fixed Income securities.

Basic Details:

Inception Date - 9th June 2005
Month End AUM (31 May 216) -  Rs 2468.67 Crs
Exit Load -    10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date ofallotment of units. Any redemption in excess of such limit inthe first 12 months from the date of allotment shall be subject to the following exit load.  More than 10%  : 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units.

Fund Managers :  

Equity - Mr. Sanjay Parekh (Few Other Funds Managed by the Fund Manager are Reliance Banking Fund, Equity Portion of Retirement Fund, MIP, Equity Savings Fund)
Debt -   Mr. Amit Tripathi (CIO - Debt Investments)

Investments Strategy:

 

Equity

Conservative Large cap Portfolio. Top 10 Stocks holds more than 55% of the Equity Portfolio.
The fund invests approximately 70% -75% of its equity allocation in large cap stocks
Aggressive Sector deviations with significant over/under weight positions (as compared to Nifty)
High conviction investments , Concentrated portfolio of 30 -35 stocks.

Debt

·         Medium Term duration profile managed in line with interest rate outlook (Duration Range 1 yr to 4.5 yrs).

·         Duration as on 31st May 2016 is 1.94 Years and Weighted Average Maturity is 2.45 Years Years and YTM is 8.35% for Debt Portion.

·         High Quality Portfolio

 

Debt Instruments Rating Profile

Rating

Weightage(%)

AAA/SOV/A1+/Cash & Other Receivable

21.54%

AA+

0.23%

AA

0.17%

AA-

2.74%

A+/A/A-/A1

3.96%

Equity

71.35%

Grand Total

100.00%

Dividend History (Quarterly Dividend Plan):

 

This Fund given Quarter on Quarter Dividend Since 15 Sep 2014.

 
 
 

Quarterly Dividend Option

Record Date

Rate (Re/ Unit)

Cum Dividend NAV

% Yield on Cum Div NAV

15-Jun-16

0.4

14.2712

2.80%

15-Mar-16

0.25

13.4206

1.86%

15-Dec-15

0.4

14.4467

2.77%

15-Sep-15

0.4

14.5143

2.76%

22-Jun-15

0.4

15.0811

2.65%

16-Mar-15

0.4

15.5619

2.57%

15-Dec-14

0.5

14.7554

3.39%

15-Sep-14

0.6

15.1224

3.97%

 
 
 
SWP Calculation @ 9% for last 3 years, 5 Years, 7 Years and 10 Years  (Assuming no Exit Load for 10% withdrawal)
 
 

Reliance Regular Savings Fund - Balanced Option - Growth

SWP @ 9% Annualised (0.75% Per Month)

 

 

 

 

 

No. of Years

3

5

7

10

Investment Date

01-Jun-13

01-Jun-11

01-Jun-09

01-Jun-06

Investment Amount

1000000

1000000

1000000

1000000

SWP Amount - Per Month

7500

7500

7500

7500

SWP Start Date

01-Jul-13

01-Jul-13

01-Jul-13

01-Jul-13

SWP End Date

01-Jun-16

01-Jun-16

01-Jun-16

01-Jun-16

Investment Withdrawal Date

01-Jun-16

01-Jun-16

01-Jun-16

01-Jun-16

 

 

 

 

 

Total SWP Amount

270000

450000

630000

900000

Fund Value at the End

1339132

1211412

1589624

1838132

Total Profit

609132

661412

1219624

1738132

CAGR

19.18%

12.77%

14.92%

13.90%

-----------------------------------------------
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds

Top 10 Tax Saver Mutual Funds to invest in India for 2016

Best 10 ELSS Mutual Funds in india for 2016

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. Franklin India TaxShield

4. ICICI Prudential Long Term Equity Fund

5. IDFC Tax Advantage (ELSS) Fund

6. Birla Sun Life Tax Relief 96

7. DSP BlackRock Tax Saver Fund

8. Reliance Tax Saver (ELSS) Fund

9. Religare Tax Plan

10. Birla Sun Life Tax Plan

Invest in Best Performing 2016 Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

-----------------------------------------------

Popular posts from this blog

Am you Required to E-file Tax Return?

Download Tax Saving Mutual Fund Application Forms Invest In Tax Saving Mutual Funds Online Buy Gold Mutual Funds Leave a missed Call on 94 8300 8300   Am I Required to 'E-file' My Return? Yes, under the law you are required to e-file your return if your income for the year is Rs. 500,000 or more. Even if you are not required to e-file your return, it is advisable to do so for the following benefits: i) E-filing is environment friendly. ii) E-filing ensures certain validations before the return is filed. Therefore, e-returns are more accurate than the paper returns. iii) E-returns are processed faster than the paper returns. iv) E-filing can be done from the comfort of home/office and you do not have to stand in queue to e-file. v) E-returns can be accessed anytime from the tax department's e-filing portal. For further information contact Prajna Capit...
Read more

Mutual Fund Review: HDFC Index Sensex Plus

  In terms of size, HDFC Index Sensex Plus may be one of the smallest offerings from the HDFC stable. But that has not dampened its show, which has beaten the Sensex by a mile in overall returns   HDFC Index Sensex Plus is a passively managed diversified equity scheme with Sensex as its benchmark index. The fund also invests a small proportion of its equity portfolio in non-Sensex scrips. The scheme cannot boast of an impressive size and is one of the smallest in the HDFC basket with assets under management (AUM) of less than 60 crore. PERFORMANCE: Being passively managed and portfolio aligned to that of the benchmark, the performance of the index fund is expected to follow that of the benchmark and in this respect, it has not disappointed investors. Since its launch in July 2002, the fund has outperformed Sensex in overall returns by good margins.    While every 1,000 invested in HDFC Index Sensex Plus in July 2002 is worth 6,130 now, a similar amount invested in Sensex then wo...
Read more

IDFC - Long term infrastructure bonds - Tranche 2

IDFC - Long term infrastructure bonds What are infrastructure bonds? In 2010, the government introduced a new section 80CCF under the Income Tax Act, 1961 (" Income Tax Act ") to provide for income tax deductions for subscription to long-term infrastructure bonds and pursuant to that the Central Board of Direct Taxes passed Notification No. 48/2010/F.No.149/84/2010-SO(TPL) dated July 9, 2010. These long term infrastructure bonds offer an additional window of tax deduction of investments up to Rs. 20,000 for the financial year 2010-11. This deduction is over and above the Rs 1 lakh deduction available under sections 80C, 80CCC and 80CCD read with section 80CCE of the Income Tax Act. Infrastructure bonds help in intermediating the retail investor's savings into infrastructure sector directly. Long term infrastructure Bonds by IDFC IDFC issued an earlier tranche of these long term infrastructure bonds on November 12, 2010. This is the second public issue of long-te...
Read more

Section 80CCD

Top SIP Funds Online   Income tax deduction under section 80CCD Under Income Tax, TaxPayers have the benefit of claiming several deductions. Out of the deduction avenues, Section 80CCD provides t axpayer deductions against investments made in specific sector s. Under Section 80CCD, an assessee is eligible to claim deductions against the contributions made to the National Pension Scheme or Atal Pension Yojana. Contributions made by an employer to National Pension Scheme are also eligible for deductions under the provisions of Section 80 CCD. In this article, we will take a look at the primary features of this section, the terms and conditions for claiming deductions, the eligibility to claim such deductions, and some of the commonly asked questions in this regard. There are two parts of Section 80CCD. Subsection 1 of this section refers to tax deductions for all assesses who are central government or state government employees, or self-employed or employed by any other employers. In...
Read more

ULIP Review: ProGrowth Super II

  If you are interested in a death cover that's just big enough, HDFC SL ProGrowth Super II is something worth a try. The beauty is it has something for everybody — you name the risk profile, the category is right up there. But do a SWOT analysis of the basket, and the gloss fades     HDFC SL ProGrowth Super II is a type-II unit-linked insurance plan ( ULIP ). Launched in September 2010, this is a small ticket-size scheme with multiple rider options and adequate death cover. It offers five investment options (funds) — one in each category of large-cap equity, mid-cap equity, balanced, debt and money market fund. COST STRUCTURE: ProGrowth Super II is reasonably priced, with the premium allocation charge lower than most others in the category. However, the scheme's mortality charge is almost 60% that of LIC mortality table for those investing early in life. This charge reduces with age. BENEFITS: Investors can choose a sum assured between 10-40 times the annualised premium...
Read more
Related Posts Plugin for WordPress, Blogger...
Invest in Tax Saving Mutual Funds Download Any Applications
Transact Mutual Funds Online Invest Online
Buy Gold Mutual Funds Invest Now