Skip to main content

Health Insurance for new born Baby

Buying Health Insurance Online
 
 
 

Rajesh Malhotra, 38, was blessed with a baby girl a few days ago. He is a successful businessman managing an automobile workshop in prime commercial area of Gurgaon.

Thanks to his hobby of reading – he was well aware of the need of health insurance and wanted to get his new born covered under health insurance right from the beginning.

With this thought, he started researching more on the Internet. In the middle, he also approached some insurance agents and told them about his requirement. Rajesh is a wise man and wanted to weigh all possible options before jumping to any conclusion. After all, it was a matter of his baby's well- being and upbringing.

Yes, not many people think health insurance a part of upbringing. But today, people in India are conscious and well-educated. They do not want to leave any room for negligence, when it comes to the health of their dear ones.

Meanwhile, Rajesh was surprised on coming across a vast range of plans. Agents were telling him at least a dozen of plans. Most of them were not meeting his expectations but still they were trying hard to sell some particular plan to him. Maybe they were getting more incentives on certain plans.

Anyway, this annoyed Rajesh and he finally decided to side line agents and buy a health insurance plan online.

After some solid research at insurance comparison portals  he came to know about some nice plans. The best part was that he got to know about family floater plans.

Until now, Rajesh did not have any health insurance plan but the entry of an innocent life made him all the more sensitive towards his responsibilities, and he wanted to cover his child. To his surprise, he got a much better option.

Through family floater plans, he was not only able to cover his baby but his entire family of three people. He made up his mind to buy a family floater plan from a leading private sector general insurance company HDFC

Within a few minutes, he was able to buy the plan. Yes, it is that easy.

But here is a question that may linger in your mind. What if the family adds another baby to their clan? No worries. The insurance company just needs to be informed about it within a few days, so that this addition can be duly reflected in the policy.

Also, there is no need to worry about the insurance limit. You can always increase the limit. Besides, there are several riders through which you can enhance coverage of your family floater plan.

If this story resembles you or any of your relatives or friends, then try to get the best out of the insurance plans available in the market.

These days, you do not have to rely on agents. It is not that every agent is a fraud but why to get carried by misleading advices and fulfil interests of agents instead of yourself. The Insurance Regulatory and Development Authority of India (IRDAI) has witnessed a large number of cases of mis-selling, and it has come up with strong guidelines to rule this practice out.

In fact, the new Ordinance on amendments in Insurance sector imposes very heavy penalties on insurance companies if any of their agents are found involved in mis-selling.

Given this, it is always better to research online and make prudent decisions.

You will find that you just need to provide basic information about yourself and your expectations, and get clear-cut information about various plans. The portal is not using any jargon which you cannot understand and explains myriad features in a crisp and useful manner.

So, what are you waiting for? Just spare a few minutes and do visit the website – just experience it to believe it.

-----------------------------------------------
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Great Returns by Investing in Best Performing ELSS Mutual Funds

Top 10 Tax Saving Mutual Funds to invest in India for 2016

Best 10 ELSS Mutual Funds in india for 2016

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. Franklin India TaxShield

4. ICICI Prudential Long Term Equity Fund

5. IDFC Tax Advantage (ELSS) Fund

6. Birla Sun Life Tax Relief 96

7. DSP BlackRock Tax Saver Fund

8. Reliance Tax Saver (ELSS) Fund

9. Religare Tax Plan

10. Birla Sun Life Tax Plan

Invest in Best Performing 2016 Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

-----------------------------------------------

Popular posts from this blog

SBI Magnum Tax Gain Scheme 1993 Applcation Form

    https://sites.google.com/site/mutualfundapplications/tax-saving-mutual-funds-elss     Investment Details Basics Min Investment (Rs) 500 Subsequent Investment (Rs) 500 Min Withdrawal (Rs) -- Min Balance -- Pricing Method Forward Purchase Cut-off Time (hrs) 15 Redemption Cut-off Time (hrs) 15 Redemption Time (days) -- Lock-in 1095 days Cheque Writing -- Systematic Investment Plan SIP Yes Initial Investment (Rs) -- Additional Investment (Rs) 500 No of Cheques 12 Note Monthly investment of Rs 1000 for 6 months and quarterly investment of Rs 1500 for 4 quarters.
Read more

Impact of Demonetisation

The government's move to demonetise `500 and `1,000 currency notes will immediately impact reserve money and money supply in the system along with the balance sheet of the Reserve Bank of India, the sole authority in the country for accepting currency notes and coins as legal tender. ET explains the interplay of currency, reserve money and money supply. 1. What is currency in circulation? It is the total value of currency (coins and paper currency) that has ever been issued by the central bank minus the amount that has been withdrawn by it. Currency in circulation comprises currency notes and coins with the public and cash in hand with banks. It is a major liability component of a central bank's balance sheet. 2. What is reserve money? It is essentially the central bank's money . It is also called high-powered money , base money and central bank money . As per the definition, reserve money equals currency in circulation plus bankers' deposits
Read more

Birla Sun Life Tax Plan Online

Invest Birla Sun Life Tax Plan Online   An Open-ended Equity Linked Savings Scheme (ELSS) with the objective to achieve long-term growth of capital along with income tax relief for investment.   After a bad patch from 2008 to 2010, Birla Sun Life Tax Plan has made a big comeback in the last five years, with a particularly good run since 2014. The fund's rankings, which had slipped to two stars in 2011-12, recovered sharply to three-four stars in the last three years. The fund has delivered a particularly large outperformance over its benchmark and peers in the last couple of years. The fund's investment strategy focuses on a diversified and high-quality portfolio, with parameters such as capital ratios and balance-sheet strength used to judge quality. It uses a combination of top-down and bottom-up approaches to take sector/stock positions. The fund avoids highly leveraged plays. Staying more or less fully invested at all times, the fund parks roughly half of its portfoli
Read more

Should you Roll Over 1 year Fixed Maturity Plans?

The period between January and March typically sees an uptick in the launch of fixed maturity plans, or FMPs. Not this year. Instead, fund houses are busy rolling over or extending the tenure of their one- year FMPs launched last year to three years. Investors in one- year FMPs have a choice. Either redeem units or roll over to three years. If you exit now, your gains will be added to your income and taxed in line with your individual slab rate of 10, 20 or 30 per cent. If you stay invested for two more years, you pay 20 per cent tax with indexation benefit. Yields have softened in the past few months on expectations of a rate cut. If the central bank continues its soft monetary stance, yields are likely to fall further. In such a scenario, it makes sense for investors, particularly those in the 30 per cent tax bracket, to roll over their investments and lock in at a higher yield now. In a surprise move, the Reserve Bank of India cut repo rate by 25 basis
Read more

Mutual Fund Review: IDFC Premier Equity Fund

  IDFC Premier Equity Fund, which falls under the presumed high risk group of mid- and small-cap schemes, can rely on astute and timely equity picks. These make it less vulnerable to fluctuations compared with others in the category   IDFC Premier Equity Fund is designed to invest in upcoming, but promising businesses available at cheap valuations, and hold on to these businesses until they reap desired returns. The experiment has been successful so far, and IDFC Premier Equity has emerged as one of the top performing mutual fund schemes in the mid- and smallcap category of equity schemes.    While the scheme is an open-ended equity fund, i.e. open for subscriptions throughout the year, it has a unique philosophy to limit fresh inflows. Thus, while an investor can always take the systematic investment plan ( SIP ) route to invest in the scheme throughout the year, inflows through a lumpsum investment have been restricted. Since inception, IDFC Premier Equity has been opened for l
Read more
Related Posts Plugin for WordPress, Blogger...
Invest in Tax Saving Mutual Funds Download Any Applications
Transact Mutual Funds Online Invest Online
Buy Gold Mutual Funds Invest Now