Skip to main content

Reliance General Insurance

 

Reliance General Insurance Co Ltd

Reliance General Insurance is private general insurance company of India. It offers different category of products like Motor insurance, Travel insurance, Health insurance, Home insurance and Student travel insurance. Most of the products are also available online. With the help of Reliance automated policy production and billing, it helps in faster claim settlements.

Products offered by Reliance General Insurance Company:
  1. Motor Insurance:- Reliance motor insurance offers two-wheelers and car insurance. Reliance car insurance covers accidents, theft, natural calamities and personal accident. As per the Motor Vehicle Act, third party liability is compulsory and Reliance car insurance covers liability for property damage, injury and death. Some of the key features of car insurance are: you can buy online policy, cashless facility over 2100 network garages, online renewal of policy and no claim discounts. Like the car insurance, two-wheelers policy also covers accidents, theft, natural calamities, personal accident and third party liability cover.

  2. Health Insurance:- Health insurance generally covers the hospitalization expenses. Health policy comes with two options of individual and family floater policy. Individual Health policy generally covers each individual separately and family floater policy covers group of members in one policy with one sum assured. Some of the key features of Reliance health policy are no room rent sub limits, no co-payments, no claim bonus, pre-existing diseases get covered after 4 claim free years and no loading in premiums because of claim. ICICI Pru also provides for critical illness plan which covers major disease like heart attack, kidney failure, stroke and cancer etc. Health insurance is yearly contract with the insurance company, so every year sum assured get renewed after the payments of renewal premiums, but in case of critical illness, policy gets stopped after happening of any of the mentioned critical illness. Policyholder receives lump sum amount on happening of the mentioned critical illness.

  3. Travel Insurance:- Travel Insurance come into picture whenever we are traveling to foreign countries. Travel insurance covers policyholder against loss of luggage, passport or other belongings, Flight delays, accidents and theft. This insurance is also compulsory when you travel abroad. Whenever any person plans to visit abroad he should take one. If a person is planning to take more than one trip in a year then Reliance comes with Annual Multi Trip Travel Insurance and separate policy for senior citizens who cover the unexpected illness and accidents with medical and non medical expenses.

  4. Student Travel Insurance:- Like the normal travel Insurance policy, such types of policies are available for students who are studying abroad. Student policies are available as per the university requirements. Student policy tenure available as per the course duration is upto 2 years. Student policy also covers personal accident, loss of passport, loss of checked baggage, bail bond and study interruption.

  5. Home Insurance:- Home Insurance covers if any damage happens to essential things from fire, lightning , earthquake, storm, flood and inundation. Comprehensive Home insurance covers the building and the content of the house. Home insurance comes with some exclusions like willful destruction of property, damage by war, pollution, contamination and loss of cash.

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. IDFC Tax Advantage (ELSS) Fund

4. ICICI Prudential Long Term Equity Fund

5. Religare Tax Plan

6. Franklin India TaxShield

7. DSP BlackRock Tax Saver Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. HDFC TaxSaver

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online

Invest in Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

Popular posts from this blog

SBI Magnum Tax Gain Scheme 1993 Applcation Form

    https://sites.google.com/site/mutualfundapplications/tax-saving-mutual-funds-elss     Investment Details Basics Min Investment (Rs) 500 Subsequent Investment (Rs) 500 Min Withdrawal (Rs) -- Min Balance -- Pricing Method Forward Purchase Cut-off Time (hrs) 15 Redemption Cut-off Time (hrs) 15 Redemption Time (days) -- Lock-in 1095 days Cheque Writing -- Systematic Investment Plan SIP Yes Initial Investment (Rs) -- Additional Investment (Rs) 500 No of Cheques 12 Note Monthly investment of Rs 1000 for 6 months and quarterly investment of Rs 1500 for 4 quarters.

Birla Sun Life Tax Plan Online

Invest Birla Sun Life Tax Plan Online   An Open-ended Equity Linked Savings Scheme (ELSS) with the objective to achieve long-term growth of capital along with income tax relief for investment.   After a bad patch from 2008 to 2010, Birla Sun Life Tax Plan has made a big comeback in the last five years, with a particularly good run since 2014. The fund's rankings, which had slipped to two stars in 2011-12, recovered sharply to three-four stars in the last three years. The fund has delivered a particularly large outperformance over its benchmark and peers in the last couple of years. The fund's investment strategy focuses on a diversified and high-quality portfolio, with parameters such as capital ratios and balance-sheet strength used to judge quality. It uses a combination of top-down and bottom-up approaches to take sector/stock positions. The fund avoids highly leveraged plays. Staying more or less fully invested at all times, the fund parks roughly half of its portfoli

Should you Roll Over 1 year Fixed Maturity Plans?

The period between January and March typically sees an uptick in the launch of fixed maturity plans, or FMPs. Not this year. Instead, fund houses are busy rolling over or extending the tenure of their one- year FMPs launched last year to three years. Investors in one- year FMPs have a choice. Either redeem units or roll over to three years. If you exit now, your gains will be added to your income and taxed in line with your individual slab rate of 10, 20 or 30 per cent. If you stay invested for two more years, you pay 20 per cent tax with indexation benefit. Yields have softened in the past few months on expectations of a rate cut. If the central bank continues its soft monetary stance, yields are likely to fall further. In such a scenario, it makes sense for investors, particularly those in the 30 per cent tax bracket, to roll over their investments and lock in at a higher yield now. In a surprise move, the Reserve Bank of India cut repo rate by 25 basis

Mutual Fund Review: IDFC Premier Equity Fund

  IDFC Premier Equity Fund, which falls under the presumed high risk group of mid- and small-cap schemes, can rely on astute and timely equity picks. These make it less vulnerable to fluctuations compared with others in the category   IDFC Premier Equity Fund is designed to invest in upcoming, but promising businesses available at cheap valuations, and hold on to these businesses until they reap desired returns. The experiment has been successful so far, and IDFC Premier Equity has emerged as one of the top performing mutual fund schemes in the mid- and smallcap category of equity schemes.    While the scheme is an open-ended equity fund, i.e. open for subscriptions throughout the year, it has a unique philosophy to limit fresh inflows. Thus, while an investor can always take the systematic investment plan ( SIP ) route to invest in the scheme throughout the year, inflows through a lumpsum investment have been restricted. Since inception, IDFC Premier Equity has been opened for l

IDFC Premier Equity Fund dividend

  IDFC Mutual Fund   has announced dividend under the dividend option of   IDFC Premier Equity Fund Direct-D . The quantum of dividend shall be   R 4.3464 per unit.   The record date has been fixed as May 06, 2015. Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015 1. ICICI Prudential Tax Plan 2. Reliance Tax Saver (ELSS) Fund 3. HDFC TaxSaver 4. DSP BlackRock Tax Saver Fund 5. Religare Tax Plan 6. Franklin India TaxShield 7. Canara Robeco Equity Tax Saver 8. IDFC Tax Advantage (ELSS) Fund 9. Axis Tax Saver Fund 10. BNP Paribas Long Term Equity Fund You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds Invest in Tax Saver Mutual Funds Online - Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot]
Related Posts Plugin for WordPress, Blogger...
Invest in Tax Saving Mutual Funds Download Any Applications
Transact Mutual Funds Online Invest Online
Buy Gold Mutual Funds Invest Now