Skip to main content

ICICI Bank Loans

 

ICICI Bank

ICICI Bank is India's second largest bank with network of branches spread across India and global presence in 18 other countries of the world. ICICI Bank was promoted in 1994 by the leading Industrial Financial Company ICICI limited. This parent company later on merged with ICICI Bank Limited.

Today it is the leading private sector bank in India.

ICICI Bank offers wide range of banking products to retail and corporate segment. 

Some of the most popular products offered by ICICI Bank in retail segment are:- 

ICICI Bank Home Loan

ICICI ushered in the home loan revolution in India in 1999 when it pioneered the door delivery concept for home loans for the general mass of population. By 2006 it had become leader in the home loan segment. It is ICICI Bank which revolutionized the home loan products in India with its aggressive strategy. In recent years though the pace of growth in home loan has slowed down due to greater penetration of the market, it continues to be a significant player in the home loan business.

ICICI Loan for home is available for purchase of new or resale residential property. Even you can take ICICI Home Loan for the purpose of buying a piece of land for construction of house and cost of construction on that plot, repairs and renovations of existing property. Even one can approach ICICI bank for transfer of an existing outstanding home loan amount from another lender, which is termed as balance transfer or BT in banking terminology. 

ICICI Bank Car Loan

ICICI Bank is one of the leading players in India in financing loans for purchase of new and used passenger cars. ICICI Bank provides 90% finance on ex-showroom price for purchasing of new car. Thus borrower has to pay only 10% of car cost. In addition to that the borrower also has to pay for octroi, registration and insurance charges as down payment from his/her own sources.

ICICI Bank Car Loan can be repaid back in equated month installment (EMI) of 12 to 60 months.

ICICI Bank Personal Loan

ICICI Bank Personal Loan is available for any personal needs like renovating home, buying a computer, child education or marriage, dream vacation, etc. The ICICI loan is available to salaried individuals who have a salary account with the ICICI Bank. This loan is also extended to existing ICICI Bank personal loan customers. ICICI Bank does not offer personal loan to any self-employed individuals. The maximum tenure for repayment of ICICI loan is 48 months.

ICICI Bank Fixed Deposit Schemes

ICICI Bank offers very attractive rate of returns on it's various term deposit schemes with duration ranging from 7 days to 10 years. One can also borrow upto 90% of the value of his fixed deposit account. You can also get a secured credit card against this deposit account, an ideal card for people with poor CIBIL score or default history on their loans / credit cards.

ICICI Bank Credit Cards

ICICI Bank offers a very wide range of credit cards to suit the needs to various customers be it savings of fuel or dining, travel and shopping, deals on movies, golfing or complimentary access to airport lounges or just reward points. You just need to pick the right card that suits your personal requirement.

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. IDFC Tax Advantage (ELSS) Fund

4. ICICI Prudential Long Term Equity Fund

5. Religare Tax Plan

6. Franklin India TaxShield

7. DSP BlackRock Tax Saver Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. HDFC TaxSaver

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online

Invest in Tax Saver Mutual Funds Online

Invest Online

Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

---------------------------------------------

Leave your comment with mail ID and we will answer them

OR

You can write to us at

PrajnaCapital [at] Gmail [dot] Com

OR

Leave a missed Call on 94 8300 8300

Popular posts from this blog

NRIs and direct taxes code (DTC)

DTC Proposes To Do Away With Special Provision That Allows NRIs Liberalised Duration Of Stay In Country      THE new direct taxes code could bring a large number of global Indians under the tax net, as it does away with a provision that allowed individuals to escape tax in any country citing double tax avoidance.    The new legislation, introduced in Parliament on Monday, says an individual shall be a resident of India in any financial year if he is in the country for more than 59 days in that year, and has been has been India for more 365 days in four preceding financial years. A number of Indian industrialists including Vedanta's Anil Agarwal and Essar's Ravi Ruia have acquired non-resident status over the years.    The DTC has only attempted to clean up the provision in line with the laws globally. A phrase "being outside India" in the existing income tax law exempted individuals who stay outside the country for six months from paying taxes. This was prone ...
Read more

Stick to Good Fund Manager who Can Multiply Your Investment

A manager may be the difference between the best and worst funds. Here's how you can find the right one    Does a mutual fund manager make a difference to your investment? The answer may not be as easy as you think, since most best-performing mutual funds have moved away from individualistic fund management to process-driven methods, limiting the scope of an individual's role in investment decisions. In fact, many fund managers would speak at length about how the "system" their fund house has in place makes their task of picking stocks easy even though it restricts their freedom. Still, the question is important, especially after recent reports that the Securities and Exchange Board of India ( Sebi ) may ask fund managers to disclose to investors their track record of managing money. Let us take a look at the universe of large-cap funds over the past five years. According to Value Research, an independent mutual fund tracking firm, the topper in the category is DSP...
Read more

Tata Fixed Income Portfolio Fund dividend

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)       Tata Mutual Fund has announced dividend under the dividend option of Tata Fixed Income Portfolio Scheme B2 Plan A-DQ, Tata Fixed Income Portfolio Scheme B2 Reg-DQ and Tata Fixed Income Portfolio Scheme B2 Direct-DQ. The record date has been fixed as August 29, 2013. Happy Investing!! We can help. Call 0 94 8300 8300 (India) Leave your comment with mail ID and we will answer them OR You can write back to us at PrajnaCapital [at] Gmail [dot] Com --------------------------------------------- Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C. Invest Tax Saving Mutual Funds Onlin...
Read more

Bear markets may kill, but bulls always return with vengeance

Average Gain Between Any Two Downturns Has Been 186% IF you have lost a fortune in shares by now, the best way to make it up perhaps could be by buying some more. Since the Great Depression of 1929, the world has undergone 12 major bear market phases. The average bear market has lasted about 22 months, and the market has fallen by an average of 51%. However, the average gain during the bull market between any two downturns has been an eye-popping 186%. The index here in question is the S&P 500. Bull markets — after every recessionary phase — have always been good for investors. All major bull rallies since end-1930 have resulted in markets gaining between 50-500%. Historic numbers show that the magnitude (size or breadth) of a bull market is much heavier than that of a bear market. The million dollar question is: Are we at the threshold of another bull market rally? Markets could go up intermittently, but convincing rallies will take time to happen. The current bear phase is...
Read more

IDFC Classic Equity Fund

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   IDFC Classic Equity Fund IDFC Classic Equity is a large-cap equity fund which currently has assets under management worth Rs. 158.52 crore. It was launched in August 2005. The fund is benchmarked against the BSE-200 Index. Performance YTD 1-Year 3-Year 5-Year Since Inception IDFC Classic Equity 0.93 26.61 6.30 1.01 11.65 BSE 200 1.52 17.31 6.00 1.99 12.98 All figures in % as on January 31, 2013; Returns above one-year in CAGR terms ...
Read more
Related Posts Plugin for WordPress, Blogger...
Invest in Tax Saving Mutual Funds Download Any Applications
Transact Mutual Funds Online Invest Online
Buy Gold Mutual Funds Invest Now