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Real estate always remains one of the most sought after investments for most people despite tough economic situations, rising interest rates etc. When people look at consolidating wealth and diversifying, then it is usually real estate in the form of a house, flat, commercial space or a plot.



Here are a few tips to help you if you are one of such investors:

 

• Accessibility of the property is of paramount importance. Easy accessibility or inconvenience will affect the resale value and rental value of the property.

 

• Connectivity is the next critical thing. The property should be well connected to schools, colleges, markets, hospitals, bus stations/local transport, hotels and refreshment centres etc.

 

• Adequate road access is a must. This is especially important when looking at properties located in remote areas or at the outskirts. Buyers should be careful and understand the road development plans from the municipality/government authorities rather than merely trusting the developer or promoter of the property.

 

• Also check with the government bodies if the property comes under future road widening plans or if it has been constructed in a government land allotted for road. This will help to avoid hassles during road widening or any similar activity which the government decides to undertake at a later date.

 

• You should know the utilities that are available in the property at the time of purchase. Some of the basic utilities which should be available are electricity, water, cooking gas, telephone and cable connections. Other aspects like easy availability of domestic help are also factors that influence the rental value of the house.

 

• Boundaries and the neighbourhood of the property should be thoroughly checked. It should not be near a factory or a mine or a high tension cable as this is likely to cause noise pollution and health related issues. One must also look at the sewage treatment and water polluting bodies in the area as well. Many a fine property is completely spoiled by the smell of drain water from the open canal or rotting garbage from a collection centre nearby.

 

• In case of a plot, you should find out if there are any restrictions in construction, which might not meet with your requirements (Eg. Only Duplex, similar exteriors, commercial/non- commercial, Floor Area Ratio (FAR) etc.). Often the developer may conveniently forget to tell you of such restrictions.

Happy Investing!!

We can help. Call 0 94 8300 8300 (India)

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You can write back to us at PrajnaCapital [at] Gmail [dot] Com

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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. ICICI Prudential Tax Plan Invest Online
  2. HDFC TaxSaver Invest Online
  3. DSP BlackRock Tax Saver Fund Invest Online
  4. Reliance Tax Saver (ELSS) Fund Invest Online
  5. Birla Sun Life Tax Relief '96 Invest Online
  6. IDFC Tax Advantage (ELSS) Fund Invest Online
  7. SBI Magnum Tax Gain Scheme 1993 Invest Online
  8. Sundaram Tax Saver Invest Online
  9. Edelweiss ELSS Invest Online

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Best Performing Mutual Funds

    1. Largecap Funds Invest Online
      1. DSP BlackRock Top 100 Fund
      2. ICICI Prudential Focused Blue Chip Fund
      3. Birla Sun Life Front Line Equity Fund
    2. Large and Midcap Funds Invest Online
      1. ICICI Prudential Dynamic Plan
      2. HDFC Top 200 Fund
      3. UTI Dividend Yield Fund
    1. Mid and SmallCap Funds Invest Online
      1. Reliance Equity Opportunities Fund
      2. DSP BlackRock Small & Midcap Fund
      3. Sundaram Select Midcap
      4. IDFC Premier Equity Fund
    1. Small and MicroCap Funds Invest Online
      1. DSP BlackRock MicroCap Fund
    1. Sector Funds Invest Online
      1. Reliance Banking Fund
      2. Reliance Banking Fund
    1. Tax Saver MutualFunds Invest Online
      1. ICICI Prudential Tax Plan
      2. HDFC Taxsaver
      3. DSP BlackRock Tax Saver Fund
      4. Reliance Tax Saver (ELSS) Fund
    2. Gold Mutual Funds Invest Online
      1. Relaince Gold Savings Fund
      2. ICICI Prudential Regular Gold Savings Fund
      3. HDFC Gold Fund

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