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Mutual Fund Review: BIRLA SUNLIFE 95

It has its bursts of brilliance and bouts of underperformance, but eventually rewards those who hang in for the longterm. Its 5-year annualised return of 20 per cent (category average is 16 per cent) as on November 23, 2010, bears testimony to that.

The aggressive equity allocation with afocus on growth stocks gives it a risky slant, but the fund manager plays it safe is by ensuring that the portfolio is well diversified.

On the debt side, the actively managed debt portfolio tilts towards government securities (G-Secs) and bonds. It mostly maintains a high quality portfolio but does stretch the maturity.

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