AUTOMATIC teller machines (ATMs) have revolutionized the personal banking industry, providing unprecedented ease and convenience. But they have also created new opportunities for thieves and fraudsters. Here are some tips to keep you and your money secure while conducting all types of banking transactions.
• Never walk away from the teller’s window or an ATM with cash still in hand. If you are going to count your money, do so at the window or the ATM. Then take the time to put your money into your wallet and to put your wallet into an inside pocket or pouch before leaving.
• Be aware of your surroundings while making transactions at an ATM. If you feel uneasy, end the transaction as quickly as possible and leave the area.
• Look around before entering a secure ATM centre. Never hold the door open for someone else entering an ATM booth. You could be letting in a possible offender.
• If someone follows you into an ATM centre and you feel uncomfortable, leave right away.
• Fill out deposit slips before beginning your transaction and not in plain view. Complete your transaction quickly.
• Use your body as a shield when making a transaction at the bank-teller counter or the ATM.
• Keep your personal identification number (PIN) private.
• Never affix the PIN to your card. Never keep your card and a copy of the PIN together in the same wallet.
• Take all receipts with you when you leave the ATM. You don’t want to let a potential criminal know how much money you have withdrawn or how much you have in the bank.
• Avoid large cash withdrawals.
E-Mail Banking
SIGN-UP for Bank’s E-mail Banking service and get your account statement e-mailed to you as regularly as you want - daily / weekly / fortnightly / monthly. As a current account holder, you can get e-mail statements sent to as many as five e-mail IDs in any desired format. You may also sign-up for e-mail alerts, and get daily end-of-day account balances, debit/credit above Rs crossing certain level and inward/outward cheque return.
• Never walk away from the teller’s window or an ATM with cash still in hand. If you are going to count your money, do so at the window or the ATM. Then take the time to put your money into your wallet and to put your wallet into an inside pocket or pouch before leaving.
• Be aware of your surroundings while making transactions at an ATM. If you feel uneasy, end the transaction as quickly as possible and leave the area.
• Look around before entering a secure ATM centre. Never hold the door open for someone else entering an ATM booth. You could be letting in a possible offender.
• If someone follows you into an ATM centre and you feel uncomfortable, leave right away.
• Fill out deposit slips before beginning your transaction and not in plain view. Complete your transaction quickly.
• Use your body as a shield when making a transaction at the bank-teller counter or the ATM.
• Keep your personal identification number (PIN) private.
• Never affix the PIN to your card. Never keep your card and a copy of the PIN together in the same wallet.
• Take all receipts with you when you leave the ATM. You don’t want to let a potential criminal know how much money you have withdrawn or how much you have in the bank.
• Avoid large cash withdrawals.
E-Mail Banking
SIGN-UP for Bank’s E-mail Banking service and get your account statement e-mailed to you as regularly as you want - daily / weekly / fortnightly / monthly. As a current account holder, you can get e-mail statements sent to as many as five e-mail IDs in any desired format. You may also sign-up for e-mail alerts, and get daily end-of-day account balances, debit/credit above Rs crossing certain level and inward/outward cheque return.
