Prajna Capital - An Investment Guide

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   Bharti AXA Life Family Income Secure   Objective This term insurance plan pays policy benefits to the nominee as annual installments over a 20-year period, instead of a lump sum payment. What does it do? In case of the policyholder's death, the plan will pay an annual sum over next 20 years to the family. On survival, entire premium paid is returned to the policyholder on maturity. Pros The policy provides for maturity benefit on survival and surrender benefits if one wants to surrender the policy mid term. The annual payout can be used as a replacement of income, and it's better than receiving a lump sum payment. Cons There are no rider options availab...

Invest In Tax Saving Mutual Funds Online Download Tax Saving Mutual Fund Application Forms Buy Gold Mutual Funds Call 0 94 8300 8300 (India)   IDBI Federal Termsurance-Level Term Plan Objective This is a plain term insurance policy that aims to help family members tide over financial difficulties and maintain same standard of living in case of death of breadwinner. What does it do? The policy offers a level term cover where the sum assured remains constant throughout the policy term and is paid as death benefit in case of unfortunate death of the policyholder. The plan allows single and limited premium policyholders to surrender their policy after paying all premiums. The surrender value, however, is not guaranteed and may change as per IRDA guidelines. Pros The policy offers flexible premium payment options for convenience. Premium d...