Prajna Capital - An Investment Guide

  The finance ministry has revised the interest rate for small savings (post office) schemes for the financial year 2015-16. The new rates will come into effect from 1 April 2015. Interest Table for Post Office Schemes Instrument FY-2013-14 FY-2014-15 Min & Max. Limit Saving Account 4.00% 4.00% Rs. 20 for opening Recurring Deposit (RD) 8.30% 8.40% Min Rs. 10 per month or any amount multiply by 5 SCSS - Senior Citizen Saving Scheme 9.20 % 9.20 % Only one Deposit in account in multiply of Rs. 1000 Max Limit 15 Lakh MIS 5 year 8.40% 8.40% In Multiply of 1500 Max Limit 4.50 lakh in single a/c & 9.00 lakh in Joint a/c NSC - 5 Yr 8.50 % 8.50 % Min Rs. 100 - No max Limit NSC - 10 Yr 8.80 % 8.80 % Min Rs. 100 - No max Limit SCSS - 5 yr 9.20 % 9.20 % multiply of Rs. 1000 - Max Limit Rs. 15 lakh Time Deposit - 1 Yr & 2 yr 8.20 % 8.40 % Min Rs. 200 & in multiply thereof. Time Deposit 3 Year 8.30 8.40 % Min Rs. 200 & in multiply thereof. Time Deposit 5 year 8.40% 8.50 %

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  House Holders Insurance - Overview   Home insurance, or house-owner/householder insurance   as it is also known, is important, and you should purchase one.    Be it a humble hut or a bungalow, rented or owned, it is advisable to insure your house and belongings to guard against unforeseen risks.   In addition to protecting your home, the typical home insurance covers your valuable personal property as well. Your personal property could consist of your furniture, clothing, stereo, computer equipment, jewelry etc.     Your householders' insurance policy provides you with a choice of cover for: The building (structure) of your home, and, The contents or belongings in your home/building Householders' insurance protects both the structure of a building as well as the belongings in it. Coverage for natural wear and tear If you read carefully, insurance companies specifically state that they will not pay for damages caused due to regular wear and tear. Read to know more about cover

  Money can buy everything. And every month we exploit this attribute of money to the fullest. From hoarding on expensive snacks and unwanted knick knacks to branded apparel and the the zillionth pair of shoes, our indulgences know no bounds. And as if the big weekend spends were not enough, there are petty purchases every day that burn a hole in our pocket even without telling us. These are the 5 things you need to stop wasting money on right now. Expensive coffee Low-fat and decaffeinated or a tall mochaccino with whipped cream, coffee choices are dime a dozen. With each new addition on the menu and more and more coffee chains cropping up in the city your tastebuds are tempted to give in to the exorbitant prices charged for a simple cup of coffee. Bottled Water The idea of paying for one of the most freely available sources on this planet seems absurd. It may seem like a few bucks at first, but at the end of the week it is nearly the price of a dinner. Although it may not be safe to

Lakshmi Vilas Bank   Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015 1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. IDFC Tax Advantage (ELSS) Fund 4. ICICI Prudential Long Term Equity Fund 5. Religare Tax Plan 6. Franklin India TaxShield 7. DSP BlackRock Tax Saver Fund 8. Birla Sun Life Tax Relief 96 9. Reliance Tax Saver (ELSS) Fund 10. HDFC TaxSaver Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online Invest in Tax Saver Mutual Funds Online Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300

City Union Bank   Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015 1. BNP Paribas Long Term Equity Fund 2. Axis Tax Saver Fund 3. IDFC Tax Advantage (ELSS) Fund 4. ICICI Prudential Long Term Equity Fund 5. Religare Tax Plan 6. Franklin India TaxShield 7. DSP BlackRock Tax Saver Fund 8. Birla Sun Life Tax Relief 96 9. Reliance Tax Saver (ELSS) Fund 10. HDFC TaxSaver Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online Invest in Tax Saver Mutual Funds Online Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300

  Electronic Verification Code (EVC) to e-verify Income Tax Returns Government is trying hard to go green but the necessity of sending signed ITR-V form to Bangalore was becoming an obstacle to make e-filing process completely paperless. Digital Signature has already been mandated for the companies to file and verify their returns but individuals were given an option to sign the physical copy of ITR-V and send it to CPC, Bangalore.   Government has come out with the   Electronic Verification Code for verifying the income tax return   to get rid of this last piece of paper and make the e-filing process completely paperless. Now, you just have to put an EVC after filing your return and you are done with e-filing, no need to send signed ITR-V to CPC, Bangalore within 120 days' time frame. What is Electronic Verification Code (EVC)? Electronic Verification Code (EVC) is a 10 digits alpha numeric code to verify your income tax return and can be generated via various methods. Let's