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Showing posts from September, 2015

BNP Paribas Income and Gold Fund merge with Monthly Income Plan

BNP Paribas Mutual Fund   has decided to merge   BNP Paribas Income and Gold fund   into   BNP Paribas Monthly Income Plan . The merger shall be effective from 31st October. There will be no change or alteration in the fundamental attributes of   BNP Paribas Monthly Income Plan . Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015 1. ICICI Prudential Tax Plan 2. Reliance Tax Saver (ELSS) Fund 3. HDFC TaxSaver 4. DSP BlackRock Tax Saver Fund 5. Religare Tax Plan 6. Franklin India TaxShield 7. Canara Robeco Equity Tax Saver 8. IDFC Tax Advantage (ELSS) Fund 9. Axis Tax Saver Fund 10. BNP Paribas Long Term Equity Fund You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds Invest in Tax Saver Mutual Funds Online - Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR Yo

Vijaya Bank Loans

Vijaya Bank Loans     Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015 1. ICICI Prudential Tax Plan 2. Reliance Tax Saver (ELSS) Fund 3. HDFC TaxSaver 4. DSP BlackRock Tax Saver Fund 5. Religare Tax Plan 6. Franklin India TaxShield 7. Canara Robeco Equity Tax Saver 8. IDFC Tax Advantage (ELSS) Fund 9. Axis Tax Saver Fund 10. BNP Paribas Long Term Equity Fund You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds Invest in Tax Saver Mutual Funds Online - Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at PrajnaCapital [at] Gmail [dot] Com OR Leave a missed Call on 94 8300 8300 --------------------------------------------- Invest Mutual Funds Online Invest Any Mutual Fund Online Download Mutual Fund Application Forms from all AMCs Download

Bank Overdraft

  1 An overdraft facility is a credit agreement made with a bank that allows an account holder to use or withdraw more money than what they have in their account up to the approved limit. 2 The line of credit is typically given based on account holder balances, and as pre-sanctioned loans against assets such as bank FDs , shares and bonds offered as collateral. 3 The sanctioned overdraft limit and the interest charged will vary based on the nature of the asset offered as collateral. 4 The overdraft facility works like an approved loan. Money can be withdrawn as and when required and the interest has to be paid only on the amount borrowed and only for time it was borrowed. 5 Establishing an overdraft facility with a bank can help individuals or small businesses with short term cash flow issues, although the negative balance needs to be repaid within a month. Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015 1. ICICI Prudential Ta

Credit Card Reward Points or Cash Back?

      While both the options have pros and cons, pick the one that suits your spending limits and habits   I t is difficult to ignore the conven ience of a credit card. It is not only a safer option compared to cash transactions, but also offers benefits in the form or rewards or cash-back options. However, picking up credit cards randomly can defeat the purpose of the benefits. Make the most of them before you opt for one. CASH BACK: In the case of a cash-back card, you get back a fixed percentage of the amount you have spent every time you swipe it. The amount varies for various banks and card issuers may notify you about the changes in their offers from time to time. Besides, most banks set a minimum transaction amount on their cards to qualify for the benefits and have a cap on the cash they return to the customer. Our bank lets you adjust the cash-back amount against that due for the next month's bill REWARD POINTS Like cash-back car

Buying Car Insurance

    Don't fall for discounted offers. Agents manipulate policy features to make the price look attractive. Always check under the hood                                        Our instinct to get the maximum bang from the buck is particularly visible when it comes to buying car insurance because if one does not make a claim, one does not get any value for the premium paid. By negotiating a policy with a ower premium, one can cut losses. Fortunately , discounts on motor insurance are easy to come by. According to industry officials, in addition to the no claim bonus (NCB ), one can get 5060% discount on the basic vehicle premium.Naturally , we negotiate hard. However, motor insurance buyers need to be cautious, particularly when the insurer agrees o the discount you are seeking. Mis-selling of the insurance product and miscommunication about it are most likely to happen when you are given h

Citi Priority

  Citibank India has launched retail banking platform, Citi Priority. It is for those who maintain a relationship value of a minimum `15 lakh with the bank. In addi tion to wealth management services, customers will receive a Citi Priority World Debit Card. Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015 1. ICICI Prudential Tax Plan 2. Reliance Tax Saver (ELSS) Fund 3. HDFC TaxSaver 4. DSP BlackRock Tax Saver Fund 5. Religare Tax Plan 6. Franklin India TaxShield 7. Canara Robeco Equity Tax Saver 8. IDFC Tax Advantage (ELSS) Fund 9. Axis Tax Saver Fund 10. BNP Paribas Long Term Equity Fund You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds Invest in Tax Saver Mutual Funds Online - Invest Online Download Application Forms For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call --------------------------------------------- Leave your comment with mail ID and we will answer them OR You can write to us at Pr

SMART INVESTING

      Long term financial goals as well as short and medium term ones could be met through intelligent planning Just like a person plans for various phases of his life, he could also plan years ahead to meet life's fi nancial goals. And the earlier one starts planning and investing, better it is for the longer run. Mutual funds can play a very important role in planning to meet such financial goals , along with adequate insurance cover, and also some other investment products, financial planners and advisers say. For example, as one takes up a job and starts earning, one should start investing regularly even if the amount is small. At pres ent there are mutual fund houses which accept monthly investments of just Rs 500 through the systematic invest ment route, popularly called SIP. According to financial planners and advisers, one could start with a small amount and as and when the person's income rises, he should also increase the investment amount. If one starts investi
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