Difference between EPF and PPF
Employees' Provident Fund (EPF) and Public Provident Fund (PPF) are long-term investment options for retirement
Employees' Provident Fund (EPF) and Public Provident Fund (PPF) are long-term investment options for retirement. However, there is a crucial difference between the two. The EPF is available only for salaried employees. The employee can contribute 12 per cent of his salary every month in the fund and the employer would also make a matching contribution.
The PPF is a statutory scheme of the central government started with the objective of providing old age income security to the unorganized sector workers and self-employed persons. Both schemes offer assured returns. However, the interest rates are revised by the government periodically.
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1. BNP Paribas Long Term Equity Fund
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4. ICICI Prudential Long Term Equity Fund
5. IDFC Tax Advantage (ELSS) Fund
6. Birla Sun Life Tax Relief 96
7. DSP BlackRock Tax Saver Fund
8. Reliance Tax Saver (ELSS) Fund
9. Religare Tax Plan
10. Birla Sun Life Tax Plan
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