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Wednesday, December 16, 2015

Mediclaim vs Health Insurance

 

Mediclaim policy covers hospitalisation and accidental claims and certain pre-specified illnesses up to a specific sum assured

 Mediclaim is a part of health insurance.
 
Mediclaim :
 
Mediclaim policy covers hospitalisation and accidental claims and certain pre-specified illnesses up to a specific sum assured. Premium paid towards mediclaim policy is eligible for tax deduction under Section 80D of Income Tax Act.
 
Health Insurance
 
Health Insurance policies on the other hand are more comprehensive. Apart from medical expenses, these policies also cover critical illnesses, pre and post medical expenses, maternity expenses,compensation of lost income due to accident etc.

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. IDFC Tax Advantage (ELSS) Fund

4. ICICI Prudential Long Term Equity Fund

5. Religare Tax Plan

6. Franklin India TaxShield

7. DSP BlackRock Tax Saver Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. HDFC TaxSaver

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online

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