Download Tax Saving Mutual Fund Application Forms
Invest In Tax Saving Mutual Funds Online
Leave a missed Call on
94 8300 8300
What is Asset Allocation?
Asset allocation is the process of developing a customized, diversified investment portfolio by strategically mixing different asset classes in varying proportions.
Asset allocation is based on the principle of diversification, but takes the process one step further.
Diversification spreads money across different investments.
Asset allocation, by strategically diversifying a portfolio among different asset classes, potentially offers investors a double advantage:
· To benefit from changing market cycles
· To reduce overall portfolio risk by offering a higher degree of diversification
Asset allocation therefore aims to reduce the "ups and downs" associated with investing and makes it easier to stick with investors' long term investment objectives and avoid market timing.
Ultimately, the objective of a good asset allocation plan is to develop an investment portfolio that will help you reach your financial objectives with the degree of risk you find comfortable. A well diversified plan will not outperform the top asset class in any given year, but over time it may be one of the most effective ways to realize your long term goals.
What are the different Asset Classes?
An asset class is a group of economic resources sharing similar characteristics, such as riskiness and return.
There are many types of assets that may or may not be included in an asset allocation strategy.
Traditional
Assets - The "traditional" asset classes are:
· Stocks: Large - cap, mid - cap, small - cap or micro - cap; domestic, foreign (developed), emerging or frontier markets
· Bonds (fixed income securities more generally): investment - grade or high - yield; government or
corporate; short - term, intermediate, long - term; domestic, foreign, emerging markets
· Cash and cash equivalents (e.g., deposit account, money market fund
Allocation among these three provides a starting point. Usually included are hybrid instruments such as convertible bonds and preferred stocks, counting as a mixture of bonds and stocks.
Other alternative assets that may be considered include:
· Commodities: precious metals, nonferrous metals, agriculture, energy, others.
· Commercial or residential real estate (also REITs)
· Collectibles such as art, coins, or stamps
· Insurance products (annuity life settlements, catastrophe bonds, personal, life insurance products, etc.)
· Derivatives such as long - short or market neutral strategies, options , collateralized debt, and futures
· Foreign currency
· Venture capital
· Private equity
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call
Leave a missed Call on 94 8300 8300
Leave your comment with mail ID and we will answer them
OR
You can write back to us at
PrajnaCapital [at] Gmail [dot] Com
---------------------------------------------
Invest Mutual Funds Online
Download Mutual Fund Application Forms from all AMCs
Download Mutual Any Fund Application Forms
---------------------------------------------
Best Performing Mutual Funds
- Largecap Funds Invest Online
- DSP BlackRock Top 100 Fund
- ICICI Prudential Focused Blue Chip Fund
- Franklin India Bluechip
- ICICI Prudential Top 100 Fund
B. Large and Midcap Funds Invest Online
- ICICI Prudential Dynamic Plan
- HDFC Top 200 Fund
- UTI Dividend Yield Fund
- Birla Sun Life Front Line Equity Fund
- Franklin India Prima
C. Mid and SmallCap Funds Invest Online
- Reliance Equity Opportunities Fund
- DSP BlackRock Small & Midcap Fund
- Sundaram Select Midcap
- IDFC Premier Equity Fund
- Birla Sun Life Dividend Yield Plus
- SBI Emerging Businesses Fund
- HDFC Mid-Cap Opportunities Fund
- ICICI Prudential Discovery Fund
D. Small and MicroCap Funds Invest Online
- DSP BlackRock MicroCap Fund
- Franklin India Smaller Companies
E. Sector Funds Invest Online
- Reliance Banking Fund
- Reliance Banking Fund
- ICICI Prudential Banking and Financial Services Fund
F. Tax Saver Mutual Funds Invest Online
1. ICICI Prudential Tax Plan
2. HDFC Taxsaver
- DSP BlackRock Tax Saver Fund
- Reliance Tax Saver (ELSS) Fund
G. Gold Mutual Funds Invest Online
- Relaince Gold Savings Fund
- ICICI Prudential Regular Gold Savings Fund
- HDFC Gold Fund
- Birla Sun Life Gold
H. International funds Invest Online
1. Birla Sun Life International Equity Plan A
2. DSP BlackRock US Flexible Equity
3. FT India Feeder Franklin US Opportunities
4. ICICI Prudential US Bluechip Equity
5. Motilal Oswal MOSt Shares NASDAQ-100 ETF
